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IFSC Code of Idbi Bank, Tellicherry Co-Operative Urban Bank Limited Thalassery, Thalassery, Kerala — IBKL01154T1

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its Tellicherry Co-Operative Urban Bank Limited Thalassery branch in Cannur, Thalassery, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idbi Bank located in Cannur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code IBKL01154T1. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idbi Bank, Tellicherry Co-Operative Urban Bank Limited Thalassery, Cannur

Here are the main details that are associated with the IFSC Code IBKL01154T1 of Idbi Bank for its branch located in Cannur, within the district of Thalassery in the state of Kerala.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL01154T1
Branch Tellicherry Co-Operative Urban Bank Limited Thalassery
City Cannur
District Thalassery
State Kerala
Address N C C Road Thalassery - Pin 670101

These details are crucial, not just for online banking users but also for businesses and individuals who use Idbi Bank in Cannur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL01154T1 for the Tellicherry Co-Operative Urban Bank Limited Thalassery branch of Idbi Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in Tellicherry Co-Operative Urban Bank Limited Thalassery, Cannur, Kerala, are allotted a unique IFSC like IBKL01154T1 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Cannur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Cannur and Thalassery.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idbi Bank in Tellicherry Co-Operative Urban Bank Limited Thalassery reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code IBKL01154T1

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tellicherry Co-Operative Urban Bank Limited Thalassery in Cannur.

For example, the IFSC Code IBKL01154T1 of Idbi Bank for the Tellicherry Co-Operative Urban Bank Limited Thalassery branch includes these elements, identifying the bank and the branch location in Cannur and Kerala accurately.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL01154T1 of Idbi Bank for its Tellicherry Co-Operative Urban Bank Limited Thalassery branch located in Cannur, the following methods can help:

Cheque Book

The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Idbi Bank branches in Cannur and Thalassery, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idbi Bank and find the branch locator section. Search for Tellicherry Co-Operative Urban Bank Limited Thalassery or Cannur to get the exact IFSC Code IBKL01154T1.

Mobile Banking App

If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and Cannur that will provide accurate information.

How to Use IFSC Code IBKL01154T1 for Online Transfers?

If you have the IFSC Code IBKL01154T1 for the Tellicherry Co-Operative Urban Bank Limited Thalassery branch of Idbi Bank in Cannur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL01154T1. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL01154T1.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank Tellicherry Co-Operative Urban Bank Limited Thalassery in Cannur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Tellicherry Co-Operative Urban Bank Limited Thalassery, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Cannur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in Tellicherry Co-Operative Urban Bank Limited Thalassery, Cannur?

The IFSC Code is IBKL01154T1.

Is the IFSC Code IBKL01154T1 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank Tellicherry Co-Operative Urban Bank Limited Thalassery?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tellicherry Co-Operative Urban Bank Limited Thalassery branch?

The address of the branch is N C C Road Thalassery - Pin 670101 located in Cannur, Thalassery, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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