The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch branch in Bellary, Hampasagar, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idbi Bank located in Bellary or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code IBKL01039B6. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idbi Bank, The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch, Bellary

Below in the table are the key details related to IFSC Code IBKL01039B6 of Idbi Bank for its branch located in Bellary, within the district of Hampasagar in the state of Karnataka.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL01039B6
Branch The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch
City Bellary
District Hampasagar
State Karnataka
Address The Bellary District Co-Op.Central Bank Ltd Hampasagara - 2 Main Bazar,Hagaribommana Halli ( Tq ) Bellary ( Dist)Pin Code-583214

These details are important not only for users using online banking but also for businesses and individuals who use Idbi Bank in Bellary for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IBKL01039B6 for the The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch branch of Idbi Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch, Bellary, Karnataka, are allotted a unique IFSC like IBKL01039B6 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bellary.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bellary and Hampasagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idbi Bank in The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code IBKL01039B6

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Idbi Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch in Bellary.

For example, the IFSC Code IBKL01039B6 of Idbi Bank for the The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch branch includes these elements, identifying the bank and the branch location in Bellary and Karnataka accurately.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL01039B6 of Idbi Bank for its The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch branch located in Bellary, the following methods can help:

Cheque Book

The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Idbi Bank branches in Bellary and Hampasagar, print them on the first page of your passbook.

Bank Website

Visit the official website of Idbi Bank and navigate to the branch locator section. Search for The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch or Bellary to get the exact IFSC Code IBKL01039B6.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Bellary, you'll get the correct details.

How to Use IFSC Code IBKL01039B6 for Online Transfers?

If you have the IFSC Code IBKL01039B6 for the The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch branch of Idbi Bank in Bellary, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL01039B6. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL01039B6.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch in Bellary, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idbi Bank in The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bellary manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch Bellary?

The IFSC Code of the The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch Bellary branch is IBKL01039B6.

Is IFSC Code IBKL01039B6 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Idbi Bank The Bellary District Co-Op. Central Bank Ltd, Ho Hospet Hampasagara Branch branch?

The branch is located at The Bellary District Co-Op.Central Bank Ltd Hampasagara - 2 Main Bazar,Hagaribommana Halli ( Tq ) Bellary ( Dist)Pin Code-583214.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.