The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its The Bellary District Central Co Operative Bank Ltd branch in Bellary, Hospet, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idbi Bank located in Bellary or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code IBKL0103912. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idbi Bank, The Bellary District Central Co Operative Bank Ltd, Bellary
The table below shows the main details of the IFSC Code IBKL0103912 for the Idbi Bank branch in Bellary, which falls under the Hospet district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0103912 |
| Branch | The Bellary District Central Co Operative Bank Ltd |
| City | Bellary |
| District | Hospet |
| State | Karnataka |
| Address | Opp Taluk Office Hagari Bommanahalli Branch 583212 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Idbi Bank in Bellary for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0103912 for the The Bellary District Central Co Operative Bank Ltd branch of Idbi Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in The Bellary District Central Co Operative Bank Ltd, Bellary, Karnataka, is provided a unique IFSC like IBKL0103912 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idbi Bank branch in Bellary.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bellary and Hospet.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Idbi Bank in The Bellary District Central Co Operative Bank Ltd do not get misguided to another person.
Format of the IFSC Code IBKL0103912
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Idbi Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Bellary District Central Co Operative Bank Ltd in Bellary.
For example, the IFSC Code IBKL0103912 of Idbi Bank for the The Bellary District Central Co Operative Bank Ltd branch has these elements, identifying the bank and the branch location in Bellary and Karnataka correctly.
How to Find IFSC Code for Idbi Bank?
To find the IFSC Code IBKL0103912 of Idbi Bank for its The Bellary District Central Co Operative Bank Ltd branch located in Bellary, the following methods can help you out:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Idbi Bank branches in Bellary and Hospet, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idbi Bank and go to the branch locator section. Then search for The Bellary District Central Co Operative Bank Ltd or Bellary to find the exact IFSC Code IBKL0103912.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idbi Bank and Bellary will provide accurate information.
How to Use IFSC Code IBKL0103912 for Online Transfers?
Once you have the IFSC Code IBKL0103912 for the The Bellary District Central Co Operative Bank Ltd branch of Idbi Bank in Bellary, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IBKL0103912. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0103912.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank The Bellary District Central Co Operative Bank Ltd in Bellary, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idbi Bank in The Bellary District Central Co Operative Bank Ltd, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bellary manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0103912.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Opp Taluk Office Hagari Bommanahalli Branch 583212 located in Bellary, Hospet, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.