Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idbi Bank for its Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho branch in Belagavi, Belagavi, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Idbi Bank located in Belagavi or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code IBKL0101STC. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho, Belagavi

The table below shows the main details of the IFSC Code IBKL0101STC for the Idbi Bank branch in Belagavi, which falls under the Belagavi district in Kerala.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0101STC
Branch Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho
City Belagavi
District Belagavi
State Kerala
Address To5383Muiipalo272Mahatmaphuleroadhahpurbelagavi590003

These details helps users in online banking and for businesses and individuals who use Idbi Bank in Belagavi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0101STC for the Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho branch of Idbi Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho, Belagavi, Kerala, are allotted a unique IFSC like IBKL0101STC to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Belagavi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Belagavi and Belagavi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idbi Bank in Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code IBKL0101STC

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho in Belagavi.

For example, the IFSC Code IBKL0101STC of Idbi Bank for the Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho branch includes these elements, identifying the bank and the branch location in Belagavi and Kerala accurately.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0101STC of Idbi Bank for its Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho branch located in Belagavi, the following methods can help:

Cheque Book

The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Idbi Bank branches in Belagavi and Belagavi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Idbi Bank and navigate to the branch locator section. Search for Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho or Belagavi to get the exact IFSC Code IBKL0101STC.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Belagavi, you'll get the correct details.

How to Use IFSC Code IBKL0101STC for Online Transfers?

Once you have the IFSC Code IBKL0101STC for the Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho branch of Idbi Bank in Belagavi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL0101STC. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Idbi Bank IFSC Code IBKL0101STC.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idbi Bank Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho in Belagavi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Belagavi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho, Belagavi?

The IFSC Code is IBKL0101STC.

Is the IFSC Code IBKL0101STC permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shree Tukaram Cooperative Bank Ltd-Shahpur Belagavi - Ho branch?

The address of the branch is To5383Muiipalo272Mahatmaphuleroadhahpurbelagavi590003 located in Belagavi, Belagavi, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.