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IFSC Code of Idbi Bank, Jijau Commercial Coop Bank, Main Branch, Amravati, Maharashtra — IBKL0JCB002

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its Jijau Commercial Coop Bank, Main Branch branch in Amravati, Amravati, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idbi Bank located in Amravati or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IBKL0JCB002. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idbi Bank, Jijau Commercial Coop Bank, Main Branch, Amravati

Here are the key points that are associated with the IFSC Code IBKL0JCB002 of Idbi Bank for its branch located in Amravati, within the district of Amravati in the state of Maharashtra.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0JCB002
Branch Jijau Commercial Coop Bank, Main Branch
City Amravati
District Amravati
State Maharashtra
Address 1St Floor,Khatri Complex,Walcut Compound,Amravati

These details are important not only for users using online banking but also for businesses and individuals who use Idbi Bank in Amravati for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IBKL0JCB002 for the Jijau Commercial Coop Bank, Main Branch branch of Idbi Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in Jijau Commercial Coop Bank, Main Branch, Amravati, Maharashtra, are given a unique IFSC like IBKL0JCB002 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Amravati.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Amravati and Amravati.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Idbi Bank in Jijau Commercial Coop Bank, Main Branch goes to the correct branch. This is important because Idbi Bank has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IBKL0JCB002

The format of the IFSC Code for banks, including Idbi Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jijau Commercial Coop Bank, Main Branch in Amravati.

For example, the IFSC Code IBKL0JCB002 of Idbi Bank for the Jijau Commercial Coop Bank, Main Branch branch includes these elements, identifying the bank and the branch location in Amravati and Maharashtra correctly.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0JCB002 of Idbi Bank for its Jijau Commercial Coop Bank, Main Branch branch located in Amravati, the following methods can help:

Cheque Book

The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Idbi Bank branches in Amravati and Amravati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idbi Bank and find the branch locator section. Search for Jijau Commercial Coop Bank, Main Branch or Amravati to get the exact IFSC Code IBKL0JCB002.

Mobile Banking App

If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and Amravati that will provide accurate information.

How to Use IFSC Code IBKL0JCB002 for Online Transfers?

Once you have the IFSC Code IBKL0JCB002 for the Jijau Commercial Coop Bank, Main Branch branch of Idbi Bank in Amravati, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IBKL0JCB002. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0JCB002.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank Jijau Commercial Coop Bank, Main Branch in Amravati, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Jijau Commercial Coop Bank, Main Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Amravati to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in Jijau Commercial Coop Bank, Main Branch, Amravati?

The IFSC Code is IBKL0JCB002.

Is the IFSC Code IBKL0JCB002 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank Jijau Commercial Coop Bank, Main Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jijau Commercial Coop Bank, Main Branch branch?

The address of the branch is 1St Floor,Khatri Complex,Walcut Compound,Amravati located in Amravati, Amravati, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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