Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idbi Bank for its Jijau Commercial Coop Bank, Daryapur branch in Amravati, Daryapur-Banosa, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Idbi Bank located in Amravati or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IBKL0JCB006. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idbi Bank, Jijau Commercial Coop Bank, Daryapur, Amravati
The table below shows the main details of the IFSC Code IBKL0JCB006 for the Idbi Bank branch in Amravati, which falls under the Daryapur-Banosa district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0JCB006 |
| Branch | Jijau Commercial Coop Bank, Daryapur |
| City | Amravati |
| District | Daryapur-Banosa |
| State | Maharashtra |
| Address | Erkhredivikrismiti |
These details helps users in online banking and for businesses and individuals who use Idbi Bank in Amravati for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0JCB006 for the Jijau Commercial Coop Bank, Daryapur branch of Idbi Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Jijau Commercial Coop Bank, Daryapur, Amravati, Maharashtra, is provided with a unique IFSC like IBKL0JCB006 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Idbi Bank branch in Amravati.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Amravati and Daryapur-Banosa.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Idbi Bank in Jijau Commercial Coop Bank, Daryapur do not get mixed with another location.
Format of the IFSC Code IBKL0JCB006
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Idbi Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jijau Commercial Coop Bank, Daryapur in Amravati.
For example, the IFSC Code IBKL0JCB006 of Idbi Bank for the Jijau Commercial Coop Bank, Daryapur branch includes these elements, identifying the bank and the branch location in Amravati and Maharashtra accurately.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0JCB006 of Idbi Bank for its Jijau Commercial Coop Bank, Daryapur branch located in Amravati, the following methods can help:
Cheque Book
The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Idbi Bank branches in Amravati and Daryapur-Banosa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idbi Bank and find the branch locator section. Search for Jijau Commercial Coop Bank, Daryapur or Amravati to get the exact IFSC Code IBKL0JCB006.
Mobile Banking App
If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and Amravati that will provide accurate information.
How to Use IFSC Code IBKL0JCB006 for Online Transfers?
Once you have the IFSC Code IBKL0JCB006 for the Jijau Commercial Coop Bank, Daryapur branch of Idbi Bank in Amravati, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0JCB006. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Idbi Bank IFSC Code IBKL0JCB006.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idbi Bank Jijau Commercial Coop Bank, Daryapur in Amravati, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Jijau Commercial Coop Bank, Daryapur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Amravati to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0JCB006.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Erkhredivikrismiti located in Amravati, Daryapur-Banosa, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.