There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Idbi Bank for its Jijau Commercial Coop Bank, Chandur Bazar branch in Amravati, Chandur Bazar, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Idbi Bank situated in Amravati or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code IBKL0JCB012. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idbi Bank, Jijau Commercial Coop Bank, Chandur Bazar, Amravati
The table below shows the main details of the IFSC Code IBKL0JCB012 for the Idbi Bank branch in Amravati, which falls under the Chandur Bazar district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0JCB012 |
| Branch | Jijau Commercial Coop Bank, Chandur Bazar |
| City | Amravati |
| District | Chandur Bazar |
| State | Maharashtra |
| Address | 3-1 B,Ground Fllor,In Front Of Panchayat Samiti,Amravati Road,Chandur Bazar.Dist,Amravati |
These details helps users in online banking and for businesses and individuals who use Idbi Bank in Amravati for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0JCB012 for the Jijau Commercial Coop Bank, Chandur Bazar branch of Idbi Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Jijau Commercial Coop Bank, Chandur Bazar, Amravati, Maharashtra, is provided a unique IFSC like IBKL0JCB012 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idbi Bank branch in Amravati.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Amravati and Chandur Bazar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Idbi Bank in Jijau Commercial Coop Bank, Chandur Bazar do not get misguided to another person.
Format of the IFSC Code IBKL0JCB012
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jijau Commercial Coop Bank, Chandur Bazar in Amravati.
For example, the IFSC Code IBKL0JCB012 of Idbi Bank for the Jijau Commercial Coop Bank, Chandur Bazar branch includes these elements, identifying the bank and the branch location in Amravati and Maharashtra accurately.
How to Find IFSC Code for Idbi Bank?
If you are looking for the IFSC Code IBKL0JCB012 of Idbi Bank for its Jijau Commercial Coop Bank, Chandur Bazar branch located in Amravati, the following methods can help:
Cheque Book
The cheque book that is issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Idbi Bank branches in Amravati and Chandur Bazar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Idbi Bank and look for the branch locator section, then search for Jijau Commercial Coop Bank, Chandur Bazar or Amravati to get the exact IFSC Code IBKL0JCB012.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idbi Bank and Amravati, then it will provide you proper information.
How to Use IFSC Code IBKL0JCB012 for Online Transfers?
If you have the IFSC Code IBKL0JCB012 for the Jijau Commercial Coop Bank, Chandur Bazar branch of Idbi Bank in Amravati, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0JCB012. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL0JCB012.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank Jijau Commercial Coop Bank, Chandur Bazar in Amravati, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Jijau Commercial Coop Bank, Chandur Bazar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Amravati to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0JCB012.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 3-1 B,Ground Fllor,In Front Of Panchayat Samiti,Amravati Road,Chandur Bazar.Dist,Amravati located in Amravati, Chandur Bazar, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.