Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idbi Bank for its Sangli Dcc Bank Ltd,Sangli Shirasi branch in Agi, Shirshi, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Idbi Bank located in Agi or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IBKL0SDC082. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, Sangli Dcc Bank Ltd,Sangli Shirasi, Agi

Here are some of the key details that come with the IFSC Code IBKL0SDC082 of Idbi Bank for its branch located in Agi, within the district of Shirshi in the state of Maharashtra.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0SDC082
Branch Sangli Dcc Bank Ltd,Sangli Shirasi
City Agi
District Shirshi
State Maharashtra
Address A/P Shirshi Tal -Shirala Dist -Sangli

These details are crucial, not just for online banking users but also for businesses and individuals who use Idbi Bank in Agi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0SDC082 for the Sangli Dcc Bank Ltd,Sangli Shirasi branch of Idbi Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Sangli Dcc Bank Ltd,Sangli Shirasi, Agi, Maharashtra, is provided with a unique IFSC like IBKL0SDC082 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Idbi Bank branch in Agi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Agi and Shirshi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Idbi Bank in Sangli Dcc Bank Ltd,Sangli Shirasi do not get mixed with another location.

Format of the IFSC Code IBKL0SDC082

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Idbi Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sangli Dcc Bank Ltd,Sangli Shirasi in Agi.

For example, the IFSC Code IBKL0SDC082 of Idbi Bank for the Sangli Dcc Bank Ltd,Sangli Shirasi branch has these elements, identifying the bank and the branch location in Agi and Maharashtra correctly.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0SDC082 of Idbi Bank for its Sangli Dcc Bank Ltd,Sangli Shirasi branch located in Agi, the following methods can help:

Cheque Book

The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Idbi Bank branches in Agi and Shirshi, print them on the first page of your passbook.

Bank Website

Visit the official website of Idbi Bank and navigate to the branch locator section. Search for Sangli Dcc Bank Ltd,Sangli Shirasi or Agi to get the exact IFSC Code IBKL0SDC082.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Agi, you'll get the correct details.

How to Use IFSC Code IBKL0SDC082 for Online Transfers?

Once you have the IFSC Code IBKL0SDC082 for the Sangli Dcc Bank Ltd,Sangli Shirasi branch of Idbi Bank in Agi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IBKL0SDC082. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0SDC082.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank Sangli Dcc Bank Ltd,Sangli Shirasi in Agi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Sangli Dcc Bank Ltd,Sangli Shirasi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Agi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in Sangli Dcc Bank Ltd,Sangli Shirasi, Agi?

The IFSC Code is IBKL0SDC082.

Is the IFSC Code IBKL0SDC082 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank Sangli Dcc Bank Ltd,Sangli Shirasi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sangli Dcc Bank Ltd,Sangli Shirasi branch?

The address of the branch is A/P Shirshi Tal -Shirala Dist -Sangli located in Agi, Shirshi, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.