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IFSC Code of Icici Bank Limited, Usha Bazar, Agartala, Tripura — ICIC0004797

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Usha Bazar branch in West Tripura, Agartala, Tripura, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in West Tripura or anywhere in Tripura can easily transfer funds instantly by using the correct IFSC Code ICIC0004797. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Usha Bazar, West Tripura

Here are some of the key details that come with the IFSC Code ICIC0004797 of Icici Bank Limited for its branch located in West Tripura, within the district of Agartala in the state of Tripura.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004797
Branch Usha Bazar
City West Tripura
District Agartala
State Tripura
Address Airport Road Opposite Airport Post Office Singerbill Agartala West Tripura Pin 799001

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in West Tripura for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0004797 for the Usha Bazar branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004797 is given to every bank branch, including Icici Bank Limited located in Usha Bazar, West Tripura, Tripura, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in West Tripura.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like West Tripura and Agartala.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tripura and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Usha Bazar doesn't end up at another location.

Format of the IFSC Code ICIC0004797

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Usha Bazar in West Tripura.

For example, the IFSC Code ICIC0004797 of Icici Bank Limited for the Usha Bazar branch includes these elements, identifying the bank and the branch location in West Tripura and Tripura accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004797 of Icici Bank Limited for its Usha Bazar branch located in West Tripura, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in West Tripura and Agartala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Usha Bazar or West Tripura to get the exact IFSC Code ICIC0004797.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and West Tripura that will provide accurate information.

How to Use IFSC Code ICIC0004797 for Online Transfers?

Once you have the IFSC Code ICIC0004797 for the Usha Bazar branch of Icici Bank Limited in West Tripura, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004797. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0004797.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Usha Bazar in West Tripura, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Usha Bazar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in West Tripura manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Usha Bazar, West Tripura?

The IFSC Code is ICIC0004797.

Is the IFSC Code ICIC0004797 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Usha Bazar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Usha Bazar branch?

The address of the branch is Airport Road Opposite Airport Post Office Singerbill Agartala West Tripura Pin 799001 located in West Tripura, Agartala, Tripura.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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