The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Jirania branch in West Tripura, Jirania, Tripura, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in West Tripura or anywhere in Tripura can transfer funds instantly by using the correct IFSC Code ICIC0005440. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Jirania, West Tripura

The table below shows the main details of the IFSC Code ICIC0005440 for the Icici Bank Limited branch in West Tripura, which falls under the Jirania district in Tripura.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0005440
Branch Jirania
City West Tripura
District Jirania
State Tripura
Address Icici Bank Ltd Ps Jirania Dist West Tripura Jirania 799035

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in West Tripura for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0005440 for the Jirania branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Jirania, West Tripura, Tripura, is provided with a unique IFSC like ICIC0005440 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in West Tripura.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like West Tripura and Jirania.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tripura and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Jirania do not get mixed with another location.

Format of the IFSC Code ICIC0005440

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jirania in West Tripura.

For example, the IFSC Code ICIC0005440 of Icici Bank Limited for the Jirania branch has these elements, identifying the bank and the branch location in West Tripura and Tripura correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0005440 of Icici Bank Limited for its Jirania branch located in West Tripura, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in West Tripura and Jirania, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Jirania or West Tripura to get the exact IFSC Code ICIC0005440.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and West Tripura, you'll get the correct details.

How to Use IFSC Code ICIC0005440 for Online Transfers?

Once you have the IFSC Code ICIC0005440 for the Jirania branch of Icici Bank Limited in West Tripura, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0005440. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0005440.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Jirania in West Tripura may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Jirania, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in West Tripura to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Jirania, West Tripura?

The IFSC Code is ICIC0005440.

Is the IFSC Code ICIC0005440 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Jirania?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jirania branch?

The address of the branch is Icici Bank Ltd Ps Jirania Dist West Tripura Jirania 799035 located in West Tripura, Jirania, Tripura.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.