For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its The Eluru Urban Coop Bank Limited branch in West Godavari, Eluru, Andhra Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in West Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code ICIC00TECUB. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, The Eluru Urban Coop Bank Limited, West Godavari
Here are the key points that are associated with the IFSC Code ICIC00TECUB of Icici Bank Limited for its branch located in West Godavari, within the district of Eluru in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC00TECUB |
| Branch | The Eluru Urban Coop Bank Limited |
| City | West Godavari |
| District | Eluru |
| State | Andhra Pradesh |
| Address | D.No.4 1 14 Canal Road Agraharam Eluru 534001 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in West Godavari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC00TECUB for the The Eluru Urban Coop Bank Limited branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in The Eluru Urban Coop Bank Limited, West Godavari, Andhra Pradesh, are allotted a unique IFSC like ICIC00TECUB to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in West Godavari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like West Godavari and Eluru.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in The Eluru Urban Coop Bank Limited reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code ICIC00TECUB
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Eluru Urban Coop Bank Limited in West Godavari.
For example, the IFSC Code ICIC00TECUB of Icici Bank Limited for the The Eluru Urban Coop Bank Limited branch includes these elements, identifying the bank and the branch location in West Godavari and Andhra Pradesh accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC00TECUB of Icici Bank Limited for its The Eluru Urban Coop Bank Limited branch located in West Godavari, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in West Godavari and Eluru, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for The Eluru Urban Coop Bank Limited or West Godavari to get the exact IFSC Code ICIC00TECUB.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and West Godavari, you'll get the correct details.
How to Use IFSC Code ICIC00TECUB for Online Transfers?
Once you have the IFSC Code ICIC00TECUB for the The Eluru Urban Coop Bank Limited branch of Icici Bank Limited in West Godavari, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC00TECUB. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00TECUB.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited The Eluru Urban Coop Bank Limited in West Godavari may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in The Eluru Urban Coop Bank Limited, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in West Godavari to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the The Eluru Urban Coop Bank Limited West Godavari branch is ICIC00TECUB.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at D.No.4 1 14 Canal Road Agraharam Eluru 534001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.