Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Sulthanbathery, Kerala branch in Wayanad, Sulthanbathery, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Wayanad or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0001620. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Sulthanbathery, Kerala, Wayanad
Here are the key points that are associated with the IFSC Code ICIC0001620 of Icici Bank Limited for its branch located in Wayanad, within the district of Sulthanbathery in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001620 |
| Branch | Sulthanbathery, Kerala |
| City | Wayanad |
| District | Sulthanbathery |
| State | Kerala |
| Address | Icici Bank Ltd., Sb V/ 964, City Tower, Gandhi Junction, Sultanbathery Wayanad Dist., Kerala.673592 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Wayanad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001620 for the Sulthanbathery, Kerala branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Sulthanbathery, Kerala, Wayanad, Kerala, is provided a unique IFSC like ICIC0001620 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Wayanad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Wayanad and Sulthanbathery.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Sulthanbathery, Kerala do not get misguided to another person.
Format of the IFSC Code ICIC0001620
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sulthanbathery, Kerala in Wayanad.
For example, the IFSC Code ICIC0001620 of Icici Bank Limited for the Sulthanbathery, Kerala branch includes these elements, identifying the bank and the branch location in Wayanad and Kerala correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001620 of Icici Bank Limited for its Sulthanbathery, Kerala branch located in Wayanad, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Wayanad and Sulthanbathery, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for Sulthanbathery, Kerala or Wayanad to get the exact IFSC Code ICIC0001620.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Wayanad that will provide accurate information.
How to Use IFSC Code ICIC0001620 for Online Transfers?
If you have the IFSC Code ICIC0001620 for the Sulthanbathery, Kerala branch of Icici Bank Limited in Wayanad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001620. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0001620.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Sulthanbathery, Kerala in Wayanad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Sulthanbathery, Kerala, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Wayanad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001620.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Sb V/ 964, City Tower, Gandhi Junction, Sultanbathery Wayanad Dist., Kerala.673592 located in Wayanad, Sulthanbathery, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.