Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Mananthavady branch in Wayanad, Mananthavady, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Wayanad or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0007488. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Mananthavady, Wayanad

Here are the key points that are associated with the IFSC Code ICIC0007488 of Icici Bank Limited for its branch located in Wayanad, within the district of Mananthavady in the state of Kerala.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0007488
Branch Mananthavady
City Wayanad
District Mananthavady
State Kerala
Address Icici Bank Ltd., Kallat Business Village, Mysore Road, Mananthavady.670645, Kerala

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Wayanad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0007488 for the Mananthavady branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Mananthavady, Wayanad, Kerala, are allotted a unique IFSC like ICIC0007488 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Wayanad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Wayanad and Mananthavady.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Mananthavady reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code ICIC0007488

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mananthavady in Wayanad.

For example, the IFSC Code ICIC0007488 of Icici Bank Limited for the Mananthavady branch includes these elements, identifying the bank and the branch location in Wayanad and Kerala accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0007488 of Icici Bank Limited for its Mananthavady branch located in Wayanad, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Wayanad and Mananthavady, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Mananthavady or Wayanad to get the exact IFSC Code ICIC0007488.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Wayanad, then it will provide you proper information.

How to Use IFSC Code ICIC0007488 for Online Transfers?

Once you have the IFSC Code ICIC0007488 for the Mananthavady branch of Icici Bank Limited in Wayanad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0007488. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0007488.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Mananthavady in Wayanad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Mananthavady, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Wayanad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Mananthavady, Wayanad?

The IFSC Code is ICIC0007488.

Is the IFSC Code ICIC0007488 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Mananthavady?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mananthavady branch?

The address of the branch is Icici Bank Ltd., Kallat Business Village, Mysore Road, Mananthavady.670645, Kerala located in Wayanad, Mananthavady, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.