IFSC Code of Icici Bank Limited, Ramatalkies Road, Visakhapatnam, Andhra Pradesh — ICIC0004684

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Ramatalkies Road branch in Vishakhapatnam, Visakhapatnam, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Vishakhapatnam or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code ICIC0004684. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Ramatalkies Road, Vishakhapatnam

Here are some of the key details that come with the IFSC Code ICIC0004684 of Icici Bank Limited for its branch located in Vishakhapatnam, within the district of Visakhapatnam in the state of Andhra Pradesh.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Vishakhapatnam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004684 for the Ramatalkies Road branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Ramatalkies Road, Vishakhapatnam, Andhra Pradesh, are given a unique IFSC like ICIC0004684 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Vishakhapatnam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Vishakhapatnam and Visakhapatnam.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Ramatalkies Road goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0004684

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ramatalkies Road in Vishakhapatnam.

For example, the IFSC Code ICIC0004684 of Icici Bank Limited for the Ramatalkies Road branch includes these elements, identifying the bank and the branch location in Vishakhapatnam and Andhra Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004684 of Icici Bank Limited for its Ramatalkies Road branch located in Vishakhapatnam, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Vishakhapatnam and Visakhapatnam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Ramatalkies Road or Vishakhapatnam to get the exact IFSC Code ICIC0004684.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Vishakhapatnam, you'll get the correct details.

How to Use IFSC Code ICIC0004684 for Online Transfers?

If you have the IFSC Code ICIC0004684 for the Ramatalkies Road branch of Icici Bank Limited in Vishakhapatnam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004684. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004684.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Ramatalkies Road in Vishakhapatnam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Ramatalkies Road, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Vishakhapatnam manage online transfers as well as cheque clearances with ease.