IFSC Code of Icici Bank Limited, Dabhagarden, Visakhapatnam, Vishakhapatnam — ICIC0007454

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Dabhagarden branch in Vishakhapatnam, Visakhapatnam, Vishakhapatnam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Vishakhapatnam or anywhere in Vishakhapatnam can transfer funds instantly by using the correct IFSC Code ICIC0007454. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Dabhagarden, Vishakhapatnam

Here are the key points that are associated with the IFSC Code ICIC0007454 of Icici Bank Limited for its branch located in Vishakhapatnam, within the district of Visakhapatnam in the state of Vishakhapatnam.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Vishakhapatnam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007454 for the Dabhagarden branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Dabhagarden, Vishakhapatnam, Vishakhapatnam, is provided with a unique IFSC like ICIC0007454 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Vishakhapatnam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Vishakhapatnam and Visakhapatnam.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Vishakhapatnam and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Dabhagarden do not get mixed with another location.

Format of the IFSC Code ICIC0007454

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dabhagarden in Vishakhapatnam.

For example, the IFSC Code ICIC0007454 of Icici Bank Limited for the Dabhagarden branch has these elements, identifying the bank and the branch location in Vishakhapatnam and Vishakhapatnam correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0007454 of Icici Bank Limited for its Dabhagarden branch located in Vishakhapatnam, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Vishakhapatnam and Visakhapatnam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Dabhagarden or Vishakhapatnam to get the exact IFSC Code ICIC0007454.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Vishakhapatnam that will provide accurate information.

How to Use IFSC Code ICIC0007454 for Online Transfers?

Once you have the IFSC Code ICIC0007454 for the Dabhagarden branch of Icici Bank Limited in Vishakhapatnam, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0007454. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0007454.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Dabhagarden in Vishakhapatnam, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Dabhagarden, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Vishakhapatnam manage online transfers as well as cheque clearances with ease.