Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Auroville, Tamil Nadu branch in Villupuram, Auroville Int.Township, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Villupuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0001631. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Auroville, Tamil Nadu, Villupuram

Here are the key points that are associated with the IFSC Code ICIC0001631 of Icici Bank Limited for its branch located in Villupuram, within the district of Auroville Int.Township in the state of Tamil Nadu.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001631
Branch Auroville, Tamil Nadu
City Villupuram
District Auroville Int.Township
State Tamil Nadu
Address Icici Bank Ltd., 44, Bommipalayam Road, Kuilapalayam, Lakshmipuram, Auroville Vanur Taluk, Dist.Villupuram, Tamilnadu.605101

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Villupuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0001631 for the Auroville, Tamil Nadu branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Auroville, Tamil Nadu, Villupuram, Tamil Nadu, is provided a unique IFSC like ICIC0001631 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Villupuram.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Villupuram and Auroville Int.Township.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Auroville, Tamil Nadu do not get misguided to another person.

Format of the IFSC Code ICIC0001631

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Auroville, Tamil Nadu in Villupuram.

For example, the IFSC Code ICIC0001631 of Icici Bank Limited for the Auroville, Tamil Nadu branch includes these elements, identifying the bank and the branch location in Villupuram and Tamil Nadu correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0001631 of Icici Bank Limited for its Auroville, Tamil Nadu branch located in Villupuram, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Villupuram and Auroville Int.Township, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Auroville, Tamil Nadu or Villupuram to find the exact IFSC Code ICIC0001631.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Villupuram will provide accurate information.

How to Use IFSC Code ICIC0001631 for Online Transfers?

If you have the IFSC Code ICIC0001631 for the Auroville, Tamil Nadu branch of Icici Bank Limited in Villupuram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001631. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0001631.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Auroville, Tamil Nadu in Villupuram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Auroville, Tamil Nadu, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Villupuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Auroville, Tamil Nadu, Villupuram?

The IFSC Code is ICIC0001631.

Is the IFSC Code ICIC0001631 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Auroville, Tamil Nadu?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Auroville, Tamil Nadu branch?

The address of the branch is Icici Bank Ltd., 44, Bommipalayam Road, Kuilapalayam, Lakshmipuram, Auroville Vanur Taluk, Dist.Villupuram, Tamilnadu.605101 located in Villupuram, Auroville Int.Township, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.