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IFSC Code of Icici Bank Limited, Varanasi Ramnagar, Varanasi, Uttar Pradesh — ICIC0004937

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Varanasi Ramnagar branch in Varanasi, Varanasi, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Varanasi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0004937. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Varanasi Ramnagar, Varanasi

The table below shows the main details of the IFSC Code ICIC0004937 for the Icici Bank Limited branch in Varanasi, which falls under the Varanasi district in Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004937
Branch Varanasi Ramnagar
City Varanasi
District Varanasi
State Uttar Pradesh
Address Icici Bank Ltd 4 58 1 Wazidpur Puranan Cs Tower Beside Pn College Ramnagar Varanasi Up 221008

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Varanasi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004937 for the Varanasi Ramnagar branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004937 is given to every bank branch, including Icici Bank Limited located in Varanasi Ramnagar, Varanasi, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Varanasi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Varanasi and Varanasi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Varanasi Ramnagar doesn't end up at another location.

Format of the IFSC Code ICIC0004937

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Varanasi Ramnagar in Varanasi.

For example, the IFSC Code ICIC0004937 of Icici Bank Limited for the Varanasi Ramnagar branch includes these elements, identifying the bank and the branch location in Varanasi and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0004937 of Icici Bank Limited for its Varanasi Ramnagar branch located in Varanasi, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Varanasi and Varanasi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Varanasi Ramnagar or Varanasi to get the exact IFSC Code ICIC0004937.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Varanasi, then it will provide you proper information.

How to Use IFSC Code ICIC0004937 for Online Transfers?

If you have the IFSC Code ICIC0004937 for the Varanasi Ramnagar branch of Icici Bank Limited in Varanasi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004937. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004937.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Varanasi Ramnagar in Varanasi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Varanasi Ramnagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Varanasi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Varanasi Ramnagar Varanasi?

The IFSC Code of the Varanasi Ramnagar Varanasi branch is ICIC0004937.

Is IFSC Code ICIC0004937 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Varanasi Ramnagar branch?

The branch is located at Icici Bank Ltd 4 58 1 Wazidpur Puranan Cs Tower Beside Pn College Ramnagar Varanasi Up 221008.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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