IFSC Code of Icici Bank Limited, Lahartara Varanasi, Lahartara, Uttar Pradesh — ICIC0004331

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Lahartara Varanasi branch in Varanasi, Lahartara, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Varanasi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0004331. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Lahartara Varanasi, Varanasi

Below in the table are the key details related to IFSC Code ICIC0004331 of Icici Bank Limited for its branch located in Varanasi, within the district of Lahartara in the state of Uttar Pradesh.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Varanasi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004331 for the Lahartara Varanasi branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Lahartara Varanasi, Varanasi, Uttar Pradesh, are allotted a unique IFSC like ICIC0004331 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Varanasi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Varanasi and Lahartara.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Lahartara Varanasi reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code ICIC0004331

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lahartara Varanasi in Varanasi.

For example, the IFSC Code ICIC0004331 of Icici Bank Limited for the Lahartara Varanasi branch includes these elements, identifying the bank and the branch location in Varanasi and Uttar Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0004331 of Icici Bank Limited for its Lahartara Varanasi branch located in Varanasi, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Varanasi and Lahartara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Lahartara Varanasi or Varanasi to get the exact IFSC Code ICIC0004331.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Varanasi, then it will provide you proper information.

How to Use IFSC Code ICIC0004331 for Online Transfers?

Once you have the IFSC Code ICIC0004331 for the Lahartara Varanasi branch of Icici Bank Limited in Varanasi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004331. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004331.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Lahartara Varanasi in Varanasi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Lahartara Varanasi, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Varanasi manage their online transfers and cheque clearances easily.