For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Vapi Gunjan branch in Valsad, Vapi, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Valsad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ICIC0003418. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Vapi Gunjan, Valsad

Here are some of the key details that come with the IFSC Code ICIC0003418 of Icici Bank Limited for its branch located in Valsad, within the district of Vapi in the state of Gujarat.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0003418
Branch Vapi Gunjan
City Valsad
District Vapi
State Gujarat
Address Icici Bank Ltd., G.26, Yash Bunglow, Opp. Gidc Guest House, Post Gidc, Vapi, Gujarat.396195

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Valsad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0003418 for the Vapi Gunjan branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Vapi Gunjan, Valsad, Gujarat, is provided a unique IFSC like ICIC0003418 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Valsad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Valsad and Vapi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Vapi Gunjan do not get misguided to another person.

Format of the IFSC Code ICIC0003418

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Vapi Gunjan in Valsad.

For example, the IFSC Code ICIC0003418 of Icici Bank Limited for the Vapi Gunjan branch has these elements, identifying the bank and the branch location in Valsad and Gujarat correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0003418 of Icici Bank Limited for its Vapi Gunjan branch located in Valsad, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Valsad and Vapi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Vapi Gunjan or Valsad to get the exact IFSC Code ICIC0003418.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Valsad, you'll get the correct details.

How to Use IFSC Code ICIC0003418 for Online Transfers?

Once you have the IFSC Code ICIC0003418 for the Vapi Gunjan branch of Icici Bank Limited in Valsad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0003418. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0003418.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Vapi Gunjan in Valsad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Vapi Gunjan, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Valsad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Vapi Gunjan, Valsad?

The IFSC Code is ICIC0003418.

Is the IFSC Code ICIC0003418 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Vapi Gunjan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vapi Gunjan branch?

The address of the branch is Icici Bank Ltd., G.26, Yash Bunglow, Opp. Gidc Guest House, Post Gidc, Vapi, Gujarat.396195 located in Valsad, Vapi, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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