The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Hajipur, Bihar branch in Vaishali, Hajipur, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Vaishali or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0001339. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Hajipur, Bihar, Vaishali
Here are some of the key details that come with the IFSC Code ICIC0001339 of Icici Bank Limited for its branch located in Vaishali, within the district of Hajipur in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001339 |
| Branch | Hajipur, Bihar |
| City | Vaishali |
| District | Hajipur |
| State | Bihar |
| Address | Icici Bank Ltd., Shanti Complex, Pokhara Mohala, Hajipur, Bihar.844101 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Vaishali for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001339 for the Hajipur, Bihar branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Hajipur, Bihar, Vaishali, Bihar, are given a unique IFSC like ICIC0001339 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vaishali.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Vaishali and Hajipur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in Hajipur, Bihar goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC0001339
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hajipur, Bihar in Vaishali.
For example, the IFSC Code ICIC0001339 of Icici Bank Limited for the Hajipur, Bihar branch has these elements, identifying the bank and the branch location in Vaishali and Bihar correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0001339 of Icici Bank Limited for its Hajipur, Bihar branch located in Vaishali, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Vaishali and Hajipur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Hajipur, Bihar or Vaishali to find the exact IFSC Code ICIC0001339.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Vaishali will provide accurate information.
How to Use IFSC Code ICIC0001339 for Online Transfers?
Once you have the IFSC Code ICIC0001339 for the Hajipur, Bihar branch of Icici Bank Limited in Vaishali, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001339. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001339.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Hajipur, Bihar in Vaishali may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Hajipur, Bihar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Vaishali manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001339.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Shanti Complex, Pokhara Mohala, Hajipur, Bihar.844101 located in Vaishali, Hajipur, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.