For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Vadodara Soma Talav branch in Vadodara, Vadodara, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ICIC0008062. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Vadodara Soma Talav, Vadodara

Below in the table are the key details related to IFSC Code ICIC0008062 of Icici Bank Limited for its branch located in Vadodara, within the district of Vadodara in the state of Gujarat.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0008062
Branch Vadodara Soma Talav
City Vadodara
District Vadodara
State Gujarat
Address Shop No 26 And 126, Darshanam Cross Road, Soma Talav, Char Rast, Vadodara, Gujarat 390025

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Vadodara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0008062 for the Vadodara Soma Talav branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Vadodara Soma Talav, Vadodara, Gujarat, is provided with a unique IFSC like ICIC0008062 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Vadodara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Vadodara and Vadodara.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Vadodara Soma Talav do not get mixed with another location.

Format of the IFSC Code ICIC0008062

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vadodara Soma Talav in Vadodara.

For example, the IFSC Code ICIC0008062 of Icici Bank Limited for the Vadodara Soma Talav branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0008062 of Icici Bank Limited for its Vadodara Soma Talav branch located in Vadodara, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Vadodara and Vadodara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Vadodara Soma Talav or Vadodara to get the exact IFSC Code ICIC0008062.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Vadodara that will provide accurate information.

How to Use IFSC Code ICIC0008062 for Online Transfers?

Once you have the IFSC Code ICIC0008062 for the Vadodara Soma Talav branch of Icici Bank Limited in Vadodara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0008062. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0008062.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Vadodara Soma Talav in Vadodara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Vadodara Soma Talav, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Vadodara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Vadodara Soma Talav, Vadodara?

The IFSC Code is ICIC0008062.

Is the IFSC Code ICIC0008062 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Vadodara Soma Talav?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vadodara Soma Talav branch?

The address of the branch is Shop No 26 And 126, Darshanam Cross Road, Soma Talav, Char Rast, Vadodara, Gujarat 390025 located in Vadodara, Vadodara, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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