Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Bhatkal, Karnataka branch in Uttar Kannad, Bhatkal, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Uttar Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC0001472. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Bhatkal, Karnataka, Uttar Kannad

The table below shows the main details of the IFSC Code ICIC0001472 for the Icici Bank Limited branch in Uttar Kannad, which falls under the Bhatkal district in Karnataka.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001472
Branch Bhatkal, Karnataka
City Uttar Kannad
District Bhatkal
State Karnataka
Address Icici Bank Ltd., No 111/1/168 And 111/1/168/2, Ranginkatta, Near Kamakshi Petrol Bunk, Nh 66, Bhatkal, Uttar Kannad Dist., Karnataka.581320

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Uttar Kannad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001472 for the Bhatkal, Karnataka branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001472 is given to every bank branch, including Icici Bank Limited located in Bhatkal, Karnataka, Uttar Kannad, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Uttar Kannad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Uttar Kannad and Bhatkal.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Bhatkal, Karnataka doesn't end up at another location.

Format of the IFSC Code ICIC0001472

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhatkal, Karnataka in Uttar Kannad.

For example, the IFSC Code ICIC0001472 of Icici Bank Limited for the Bhatkal, Karnataka branch includes these elements, identifying the bank and the branch location in Uttar Kannad and Karnataka accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0001472 of Icici Bank Limited for its Bhatkal, Karnataka branch located in Uttar Kannad, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Uttar Kannad and Bhatkal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Bhatkal, Karnataka or Uttar Kannad to get the exact IFSC Code ICIC0001472.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Uttar Kannad, then it will provide you proper information.

How to Use IFSC Code ICIC0001472 for Online Transfers?

Once you have the IFSC Code ICIC0001472 for the Bhatkal, Karnataka branch of Icici Bank Limited in Uttar Kannad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001472. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001472.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Bhatkal, Karnataka in Uttar Kannad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bhatkal, Karnataka, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Uttar Kannad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Bhatkal, Karnataka, Uttar Kannad?

The IFSC Code is ICIC0001472.

Is the IFSC Code ICIC0001472 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Bhatkal, Karnataka?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhatkal, Karnataka branch?

The address of the branch is Icici Bank Ltd., No 111/1/168 And 111/1/168/2, Ranginkatta, Near Kamakshi Petrol Bunk, Nh 66, Bhatkal, Uttar Kannad Dist., Karnataka.581320 located in Uttar Kannad, Bhatkal, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.