The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Raigunj, West Bengal branch in Uttar Dinajpur, Raiganj, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Uttar Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code ICIC0001618. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Raigunj, West Bengal, Uttar Dinajpur

Below in the table are the key details related to IFSC Code ICIC0001618 of Icici Bank Limited for its branch located in Uttar Dinajpur, within the district of Raiganj in the state of West Bengal.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001618
Branch Raigunj, West Bengal
City Uttar Dinajpur
District Raiganj
State West Bengal
Address Icici Bank Ltd., N. S. Road, Mohanbati, Post Raigunj Uttar Dinajpur Dist., West Bengal.733134

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Uttar Dinajpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001618 for the Raigunj, West Bengal branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Raigunj, West Bengal, Uttar Dinajpur, West Bengal, are allotted a unique IFSC like ICIC0001618 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Uttar Dinajpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Uttar Dinajpur and Raiganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Raigunj, West Bengal reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code ICIC0001618

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Raigunj, West Bengal in Uttar Dinajpur.

For example, the IFSC Code ICIC0001618 of Icici Bank Limited for the Raigunj, West Bengal branch includes these elements, identifying the bank and the branch location in Uttar Dinajpur and West Bengal accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0001618 of Icici Bank Limited for its Raigunj, West Bengal branch located in Uttar Dinajpur, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Uttar Dinajpur and Raiganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Raigunj, West Bengal or Uttar Dinajpur to get the exact IFSC Code ICIC0001618.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Uttar Dinajpur, then it will provide you proper information.

How to Use IFSC Code ICIC0001618 for Online Transfers?

Once you have the IFSC Code ICIC0001618 for the Raigunj, West Bengal branch of Icici Bank Limited in Uttar Dinajpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001618. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001618.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Raigunj, West Bengal in Uttar Dinajpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Raigunj, West Bengal, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Uttar Dinajpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Raigunj, West Bengal, Uttar Dinajpur?

The IFSC Code is ICIC0001618.

Is the IFSC Code ICIC0001618 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Raigunj, West Bengal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Raigunj, West Bengal branch?

The address of the branch is Icici Bank Ltd., N. S. Road, Mohanbati, Post Raigunj Uttar Dinajpur Dist., West Bengal.733134 located in Uttar Dinajpur, Raiganj, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.