There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Shahdol, Madhya Pradesh branch in Umaria, Shahdol, Madhya Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Umaria or anywhere in Madhya Pradesh can easily transfer funds instantly by using the correct IFSC Code ICIC0001447. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Shahdol, Madhya Pradesh, Umaria

Here are some of the key details that come with the IFSC Code ICIC0001447 of Icici Bank Limited for its branch located in Umaria, within the district of Shahdol in the state of Madhya Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001447
Branch Shahdol, Madhya Pradesh
City Umaria
District Shahdol
State Madhya Pradesh
Address Icici Bank Ltd., 278/1, Beside Pihu Palace, New Bus Stand Road, Near Swastik Galaxy, Shahdol, Madhya Pradesh.484001

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Umaria for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001447 for the Shahdol, Madhya Pradesh branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Shahdol, Madhya Pradesh, Umaria, Madhya Pradesh, is provided with a unique IFSC like ICIC0001447 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Umaria.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Umaria and Shahdol.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Madhya Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Shahdol, Madhya Pradesh do not get mixed with another location.

Format of the IFSC Code ICIC0001447

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shahdol, Madhya Pradesh in Umaria.

For example, the IFSC Code ICIC0001447 of Icici Bank Limited for the Shahdol, Madhya Pradesh branch includes these elements, identifying the bank and the branch location in Umaria and Madhya Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001447 of Icici Bank Limited for its Shahdol, Madhya Pradesh branch located in Umaria, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Umaria and Shahdol, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Shahdol, Madhya Pradesh or Umaria to get the exact IFSC Code ICIC0001447.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Umaria, you'll get the correct details.

How to Use IFSC Code ICIC0001447 for Online Transfers?

Once you have the IFSC Code ICIC0001447 for the Shahdol, Madhya Pradesh branch of Icici Bank Limited in Umaria, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0001447. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001447.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Shahdol, Madhya Pradesh in Umaria, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Shahdol, Madhya Pradesh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Umaria to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Shahdol, Madhya Pradesh, Umaria?

The IFSC Code is ICIC0001447.

Is the IFSC Code ICIC0001447 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Shahdol, Madhya Pradesh?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Shahdol, Madhya Pradesh branch?

The address of the branch is Icici Bank Ltd., 278/1, Beside Pihu Palace, New Bus Stand Road, Near Swastik Galaxy, Shahdol, Madhya Pradesh.484001 located in Umaria, Shahdol, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.