Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Kundapurkarnataka branch in Udipi, Vaderahobali, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Udipi or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC0001076. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kundapurkarnataka, Udipi

Here are the key points that are associated with the IFSC Code ICIC0001076 of Icici Bank Limited for its branch located in Udipi, within the district of Vaderahobali in the state of Karnataka.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001076
Branch Kundapurkarnataka
City Udipi
District Vaderahobali
State Karnataka
Address Icici Bank Ltd., Tmc Complex, Main Road, Kundapur Udupi District, Karnataka.576201

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Udipi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0001076 for the Kundapurkarnataka branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001076 is given to every bank branch, including Icici Bank Limited located in Kundapurkarnataka, Udipi, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Udipi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Udipi and Vaderahobali.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Kundapurkarnataka doesn't end up at another location.

Format of the IFSC Code ICIC0001076

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kundapurkarnataka in Udipi.

For example, the IFSC Code ICIC0001076 of Icici Bank Limited for the Kundapurkarnataka branch includes these elements, identifying the bank and the branch location in Udipi and Karnataka correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0001076 of Icici Bank Limited for its Kundapurkarnataka branch located in Udipi, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Udipi and Vaderahobali, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Kundapurkarnataka or Udipi to find the exact IFSC Code ICIC0001076.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Udipi will provide accurate information.

How to Use IFSC Code ICIC0001076 for Online Transfers?

Once you have the IFSC Code ICIC0001076 for the Kundapurkarnataka branch of Icici Bank Limited in Udipi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001076. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0001076.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Kundapurkarnataka in Udipi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kundapurkarnataka, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Udipi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Kundapurkarnataka, Udipi?

The IFSC Code is ICIC0001076.

Is the IFSC Code ICIC0001076 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Kundapurkarnataka?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kundapurkarnataka branch?

The address of the branch is Icici Bank Ltd., Tmc Complex, Main Road, Kundapur Udupi District, Karnataka.576201 located in Udipi, Vaderahobali, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.