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IFSC Code of Icici Bank Limited, Tuticorin Palai Road, Tuticorin, Tamil Nadu — ICIC0004639

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Tuticorin Palai Road branch in Toothukudi, Tuticorin, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Toothukudi or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0004639. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Tuticorin Palai Road, Toothukudi

Here are some of the key details that come with the IFSC Code ICIC0004639 of Icici Bank Limited for its branch located in Toothukudi, within the district of Tuticorin in the state of Tamil Nadu.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004639
Branch Tuticorin Palai Road
City Toothukudi
District Tuticorin
State Tamil Nadu
Address Icici Bank Ltd., No. 105/C, Palai Road, West Teachers Colony, Chidambaram Nagar, Tuticorin.628008, Tamil Nadu

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Toothukudi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004639 for the Tuticorin Palai Road branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Tuticorin Palai Road, Toothukudi, Tamil Nadu, is provided a unique IFSC like ICIC0004639 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Toothukudi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Toothukudi and Tuticorin.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Tuticorin Palai Road do not get misguided to another person.

Format of the IFSC Code ICIC0004639

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tuticorin Palai Road in Toothukudi.

For example, the IFSC Code ICIC0004639 of Icici Bank Limited for the Tuticorin Palai Road branch includes these elements, identifying the bank and the branch location in Toothukudi and Tamil Nadu correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004639 of Icici Bank Limited for its Tuticorin Palai Road branch located in Toothukudi, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Toothukudi and Tuticorin, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Tuticorin Palai Road or Toothukudi to get the exact IFSC Code ICIC0004639.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Toothukudi, you'll get the correct details.

How to Use IFSC Code ICIC0004639 for Online Transfers?

If you have the IFSC Code ICIC0004639 for the Tuticorin Palai Road branch of Icici Bank Limited in Toothukudi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004639. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004639.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Tuticorin Palai Road in Toothukudi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Tuticorin Palai Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Toothukudi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Tuticorin Palai Road Toothukudi?

The IFSC Code of the Tuticorin Palai Road Toothukudi branch is ICIC0004639.

Is IFSC Code ICIC0004639 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Tuticorin Palai Road branch?

The branch is located at Icici Bank Ltd., No. 105/C, Palai Road, West Teachers Colony, Chidambaram Nagar, Tuticorin.628008, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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