Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Alagarai branch in Tiruchirapalli, Tiruchirappalli, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Tiruchirapalli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0007298. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Alagarai, Tiruchirapalli

The table below shows the main details of the IFSC Code ICIC0007298 for the Icici Bank Limited branch in Tiruchirapalli, which falls under the Tiruchirappalli district in Tamil Nadu.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0007298
Branch Alagarai
City Tiruchirapalli
District Tiruchirappalli
State Tamil Nadu
Address Icici Bank Ltd., No.4/38, 39, Alagarai Main Road, Manamedu Post, Thottiam Tlk, Tiruchirapalli, Alagarai.621209, Tamil Nadu

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Tiruchirapalli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007298 for the Alagarai branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Alagarai, Tiruchirapalli, Tamil Nadu, are allotted a unique IFSC like ICIC0007298 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tiruchirapalli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Tiruchirapalli and Tiruchirappalli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Alagarai reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code ICIC0007298

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Alagarai in Tiruchirapalli.

For example, the IFSC Code ICIC0007298 of Icici Bank Limited for the Alagarai branch includes these elements, identifying the bank and the branch location in Tiruchirapalli and Tamil Nadu correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0007298 of Icici Bank Limited for its Alagarai branch located in Tiruchirapalli, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Tiruchirapalli and Tiruchirappalli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Alagarai or Tiruchirapalli to get the exact IFSC Code ICIC0007298.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Tiruchirapalli, you'll get the correct details.

How to Use IFSC Code ICIC0007298 for Online Transfers?

Once you have the IFSC Code ICIC0007298 for the Alagarai branch of Icici Bank Limited in Tiruchirapalli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0007298. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0007298.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Alagarai in Tiruchirapalli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Alagarai, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tiruchirapalli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Alagarai, Tiruchirapalli?

The IFSC Code is ICIC0007298.

Is the IFSC Code ICIC0007298 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Alagarai?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Alagarai branch?

The address of the branch is Icici Bank Ltd., No.4/38, 39, Alagarai Main Road, Manamedu Post, Thottiam Tlk, Tiruchirapalli, Alagarai.621209, Tamil Nadu located in Tiruchirapalli, Tiruchirappalli, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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