There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its The Guruvayur Co Operative Urban Bank branch in Thrissur, Thrissur, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Thrissur or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code ICIC00GCUBL. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, The Guruvayur Co Operative Urban Bank, Thrissur
Here are some of the key details that come with the IFSC Code ICIC00GCUBL of Icici Bank Limited for its branch located in Thrissur, within the district of Thrissur in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC00GCUBL |
| Branch | The Guruvayur Co Operative Urban Bank |
| City | Thrissur |
| District | Thrissur |
| State | Kerala |
| Address | West Nada,Guruvayur Po 680101 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Thrissur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC00GCUBL for the The Guruvayur Co Operative Urban Bank branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in The Guruvayur Co Operative Urban Bank, Thrissur, Kerala, is provided a unique IFSC like ICIC00GCUBL so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Thrissur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thrissur and Thrissur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in The Guruvayur Co Operative Urban Bank do not get misguided to another person.
Format of the IFSC Code ICIC00GCUBL
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Guruvayur Co Operative Urban Bank in Thrissur.
For example, the IFSC Code ICIC00GCUBL of Icici Bank Limited for the The Guruvayur Co Operative Urban Bank branch includes these elements, identifying the bank and the branch location in Thrissur and Kerala correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC00GCUBL of Icici Bank Limited for its The Guruvayur Co Operative Urban Bank branch located in Thrissur, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Thrissur and Thrissur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for The Guruvayur Co Operative Urban Bank or Thrissur to get the exact IFSC Code ICIC00GCUBL.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Thrissur, then it will provide you proper information.
How to Use IFSC Code ICIC00GCUBL for Online Transfers?
Once you have the IFSC Code ICIC00GCUBL for the The Guruvayur Co Operative Urban Bank branch of Icici Bank Limited in Thrissur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC00GCUBL. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00GCUBL.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited The Guruvayur Co Operative Urban Bank in Thrissur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in The Guruvayur Co Operative Urban Bank, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Thrissur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC00GCUBL.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is West Nada,Guruvayur Po 680101 located in Thrissur, Thrissur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.