The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Puzhakkal ,Thrissur branch in Thrissur, Puzhakkal, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Thrissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0001093. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Puzhakkal ,Thrissur, Thrissur

Here are some of the key details that come with the IFSC Code ICIC0001093 of Icici Bank Limited for its branch located in Thrissur, within the district of Puzhakkal in the state of Kerala.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001093
Branch Puzhakkal ,Thrissur
City Thrissur
District Puzhakkal
State Kerala
Address Icici Bank Ltd., Cici Bank Ltd, Pvk Complex, Amalanagar, Puzhakkal Po Thrissur Dist., Kerala.680555

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Thrissur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0001093 for the Puzhakkal ,Thrissur branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001093 is given to every bank branch, including Icici Bank Limited located in Puzhakkal ,Thrissur, Thrissur, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Thrissur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thrissur and Puzhakkal.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Puzhakkal ,Thrissur doesn't end up at another location.

Format of the IFSC Code ICIC0001093

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Puzhakkal ,Thrissur in Thrissur.

For example, the IFSC Code ICIC0001093 of Icici Bank Limited for the Puzhakkal ,Thrissur branch has these elements, identifying the bank and the branch location in Thrissur and Kerala correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001093 of Icici Bank Limited for its Puzhakkal ,Thrissur branch located in Thrissur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Thrissur and Puzhakkal, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Puzhakkal ,Thrissur or Thrissur to get the exact IFSC Code ICIC0001093.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Thrissur, you'll get the correct details.

How to Use IFSC Code ICIC0001093 for Online Transfers?

Once you have the IFSC Code ICIC0001093 for the Puzhakkal ,Thrissur branch of Icici Bank Limited in Thrissur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001093. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001093.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Puzhakkal ,Thrissur in Thrissur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Puzhakkal ,Thrissur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thrissur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Puzhakkal ,Thrissur, Thrissur?

The IFSC Code is ICIC0001093.

Is the IFSC Code ICIC0001093 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Puzhakkal ,Thrissur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Puzhakkal ,Thrissur branch?

The address of the branch is Icici Bank Ltd., Cici Bank Ltd, Pvk Complex, Amalanagar, Puzhakkal Po Thrissur Dist., Kerala.680555 located in Thrissur, Puzhakkal, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.