Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Kodangalloor, Kerala branch in Thrissur, Kodungallur, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Thrissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0001186. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kodangalloor, Kerala, Thrissur

Below in the table are the key details related to IFSC Code ICIC0001186 of Icici Bank Limited for its branch located in Thrissur, within the district of Kodungallur in the state of Kerala.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001186
Branch Kodangalloor, Kerala
City Thrissur
District Kodungallur
State Kerala
Address Icici Bank Ltd., Mamson Centre, West Nada, Dist. Thrissur, Kodangalloor Kerala.680664

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Thrissur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001186 for the Kodangalloor, Kerala branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001186 is given to every bank branch, including Icici Bank Limited located in Kodangalloor, Kerala, Thrissur, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Thrissur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thrissur and Kodungallur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Kodangalloor, Kerala doesn't end up at another location.

Format of the IFSC Code ICIC0001186

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kodangalloor, Kerala in Thrissur.

For example, the IFSC Code ICIC0001186 of Icici Bank Limited for the Kodangalloor, Kerala branch includes these elements, identifying the bank and the branch location in Thrissur and Kerala accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001186 of Icici Bank Limited for its Kodangalloor, Kerala branch located in Thrissur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Thrissur and Kodungallur, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Kodangalloor, Kerala or Thrissur to get the exact IFSC Code ICIC0001186.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Thrissur, you'll get the correct details.

How to Use IFSC Code ICIC0001186 for Online Transfers?

Once you have the IFSC Code ICIC0001186 for the Kodangalloor, Kerala branch of Icici Bank Limited in Thrissur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0001186. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001186.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Kodangalloor, Kerala in Thrissur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kodangalloor, Kerala, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Thrissur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Kodangalloor, Kerala, Thrissur?

The IFSC Code is ICIC0001186.

Is the IFSC Code ICIC0001186 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Kodangalloor, Kerala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kodangalloor, Kerala branch?

The address of the branch is Icici Bank Ltd., Mamson Centre, West Nada, Dist. Thrissur, Kodangalloor Kerala.680664 located in Thrissur, Kodungallur, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.