There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Guruvayur, Kerala branch in Thrissur, Guruvayur, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Thrissur or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code ICIC0000755. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Guruvayur, Kerala, Thrissur
Here are the main details that are associated with the IFSC Code ICIC0000755 of Icici Bank Limited for its branch located in Thrissur, within the district of Guruvayur in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0000755 |
| Branch | Guruvayur, Kerala |
| City | Thrissur |
| District | Guruvayur |
| State | Kerala |
| Address | Icici Bank Ltd., Sree Padmam Arcade, West Nada, Guruvayur Thrissur Dist., Kerala.680101 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Thrissur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0000755 for the Guruvayur, Kerala branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Guruvayur, Kerala, Thrissur, Kerala, are allotted a unique IFSC like ICIC0000755 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thrissur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Thrissur and Guruvayur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Guruvayur, Kerala reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code ICIC0000755
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guruvayur, Kerala in Thrissur.
For example, the IFSC Code ICIC0000755 of Icici Bank Limited for the Guruvayur, Kerala branch includes these elements, identifying the bank and the branch location in Thrissur and Kerala correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0000755 of Icici Bank Limited for its Guruvayur, Kerala branch located in Thrissur, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Thrissur and Guruvayur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Guruvayur, Kerala or Thrissur to find the exact IFSC Code ICIC0000755.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Thrissur will provide accurate information.
How to Use IFSC Code ICIC0000755 for Online Transfers?
Once you have the IFSC Code ICIC0000755 for the Guruvayur, Kerala branch of Icici Bank Limited in Thrissur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0000755. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000755.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Guruvayur, Kerala in Thrissur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Guruvayur, Kerala, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thrissur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0000755.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Sree Padmam Arcade, West Nada, Guruvayur Thrissur Dist., Kerala.680101 located in Thrissur, Guruvayur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.