The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Neyyattinkara branch in Thiruvananthapuram, Neyyattinkara, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0000753. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Neyyattinkara, Thiruvananthapuram

Here are the key points that are associated with the IFSC Code ICIC0000753 of Icici Bank Limited for its branch located in Thiruvananthapuram, within the district of Neyyattinkara in the state of Kerala.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000753
Branch Neyyattinkara
City Thiruvananthapuram
District Neyyattinkara
State Kerala
Address Icici Bank Ltd., Asif Complex, Allumoodu Junction, Neyyattinkkara Trivandrum.695121

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Thiruvananthapuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0000753 for the Neyyattinkara branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0000753 is given to every bank branch, including Icici Bank Limited located in Neyyattinkara, Thiruvananthapuram, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Thiruvananthapuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thiruvananthapuram and Neyyattinkara.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Neyyattinkara doesn't end up at another location.

Format of the IFSC Code ICIC0000753

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Neyyattinkara in Thiruvananthapuram.

For example, the IFSC Code ICIC0000753 of Icici Bank Limited for the Neyyattinkara branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000753 of Icici Bank Limited for its Neyyattinkara branch located in Thiruvananthapuram, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Thiruvananthapuram and Neyyattinkara, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Neyyattinkara or Thiruvananthapuram to get the exact IFSC Code ICIC0000753.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Thiruvananthapuram, you'll get the correct details.

How to Use IFSC Code ICIC0000753 for Online Transfers?

Once you have the IFSC Code ICIC0000753 for the Neyyattinkara branch of Icici Bank Limited in Thiruvananthapuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000753. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000753.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Neyyattinkara in Thiruvananthapuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Neyyattinkara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thiruvananthapuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Neyyattinkara Thiruvananthapuram?

The IFSC Code of the Neyyattinkara Thiruvananthapuram branch is ICIC0000753.

Is IFSC Code ICIC0000753 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Neyyattinkara branch?

The branch is located at Icici Bank Ltd., Asif Complex, Allumoodu Junction, Neyyattinkkara Trivandrum.695121.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.