Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Chaaka branch in Thiruvananthapuram, Thiruvananthapuram, or Thiruvananthapuram, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Thiruvananthapuram or anywhere in Thiruvananthapuram can transfer funds instantly by using the correct IFSC Code ICIC0002655. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Chaaka, Thiruvananthapuram
Here are the main details that are associated with the IFSC Code ICIC0002655 of Icici Bank Limited for its branch located in Thiruvananthapuram, within the district of Thiruvananthapuram in the state of Thiruvananthapuram.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0002655 |
| Branch | Chaaka |
| City | Thiruvananthapuram |
| District | Thiruvananthapuram |
| State | Thiruvananthapuram |
| Address | Icici Bank Ltd., Tc 30/ 152,S P Tower, Opp Railway Gate Road, Pettah, Chaaka, Thiruvananthapuram, Kerala.695024 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Thiruvananthapuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0002655 for the Chaaka branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Chaaka, Thiruvananthapuram, Thiruvananthapuram, are given a unique IFSC like ICIC0002655 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thiruvananthapuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Thiruvananthapuram and Thiruvananthapuram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in Chaaka goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Thiruvananthapuram and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC0002655
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chaaka in Thiruvananthapuram.
For example, the IFSC Code ICIC0002655 of Icici Bank Limited for the Chaaka branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Thiruvananthapuram accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0002655 of Icici Bank Limited for its Chaaka branch located in Thiruvananthapuram, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Thiruvananthapuram and Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for Chaaka or Thiruvananthapuram to get the exact IFSC Code ICIC0002655.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Thiruvananthapuram that will provide accurate information.
How to Use IFSC Code ICIC0002655 for Online Transfers?
Once you have the IFSC Code ICIC0002655 for the Chaaka branch of Icici Bank Limited in Thiruvananthapuram, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0002655. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0002655.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Chaaka in Thiruvananthapuram, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Chaaka, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thiruvananthapuram to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Chaaka Thiruvananthapuram branch is ICIC0002655.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Tc 30/ 152,S P Tower, Opp Railway Gate Road, Pettah, Chaaka, Thiruvananthapuram, Kerala.695024.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.