Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Velappanchavadi branch in Thiruvallur, Tiruverkadu, or Thiruvallur, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Thiruvallur or anywhere in Thiruvallur can transfer funds instantly by using the correct IFSC Code ICIC0007439. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Velappanchavadi, Thiruvallur
Here are some of the key details that come with the IFSC Code ICIC0007439 of Icici Bank Limited for its branch located in Thiruvallur, within the district of Tiruverkadu in the state of Thiruvallur.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0007439 |
| Branch | Velappanchavadi |
| City | Thiruvallur |
| District | Tiruverkadu |
| State | Thiruvallur |
| Address | Icici Bank Ltd., Shop A, Jamal Caladicauvery Nagar Main Rd, Velappanchavadi, Thiruverkadu, Chennai, Tamil Nadu.600077 |
These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Thiruvallur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007439 for the Velappanchavadi branch of Icici Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0007439 is given to every bank branch, including Icici Bank Limited located in Velappanchavadi, Thiruvallur, Thiruvallur, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Thiruvallur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Thiruvallur and Tiruverkadu.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Thiruvallur and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Velappanchavadi doesn't end up at another location.
Format of the IFSC Code ICIC0007439
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Velappanchavadi in Thiruvallur.
For example, the IFSC Code ICIC0007439 of Icici Bank Limited for the Velappanchavadi branch has these elements, identifying the bank and the branch location in Thiruvallur and Thiruvallur correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0007439 of Icici Bank Limited for its Velappanchavadi branch located in Thiruvallur, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Thiruvallur and Tiruverkadu, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Velappanchavadi or Thiruvallur to get the exact IFSC Code ICIC0007439.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Thiruvallur, you'll get the correct details.
How to Use IFSC Code ICIC0007439 for Online Transfers?
Once you have the IFSC Code ICIC0007439 for the Velappanchavadi branch of Icici Bank Limited in Thiruvallur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0007439. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0007439.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Velappanchavadi in Thiruvallur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Velappanchavadi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thiruvallur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0007439.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Shop A, Jamal Caladicauvery Nagar Main Rd, Velappanchavadi, Thiruverkadu, Chennai, Tamil Nadu.600077 located in Thiruvallur, Tiruverkadu, Thiruvallur.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.