For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Jaganathapuram Bc Outlet branch in Thiruvallur, Ponneri, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Thiruvallur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0004451. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Jaganathapuram Bc Outlet, Thiruvallur

Here are some of the key details that come with the IFSC Code ICIC0004451 of Icici Bank Limited for its branch located in Thiruvallur, within the district of Ponneri in the state of Tamil Nadu.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004451
Branch Jaganathapuram Bc Outlet
City Thiruvallur
District Ponneri
State Tamil Nadu
Address Icici Bank Ltd., 2/268, Perumal Koil Street, Jaganathapuram Chathiram, Thiruvallur, Tamil Nadu.600067

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Thiruvallur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004451 for the Jaganathapuram Bc Outlet branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004451 is given to every bank branch, including Icici Bank Limited located in Jaganathapuram Bc Outlet, Thiruvallur, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Thiruvallur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thiruvallur and Ponneri.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Jaganathapuram Bc Outlet doesn't end up at another location.

Format of the IFSC Code ICIC0004451

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jaganathapuram Bc Outlet in Thiruvallur.

For example, the IFSC Code ICIC0004451 of Icici Bank Limited for the Jaganathapuram Bc Outlet branch includes these elements, identifying the bank and the branch location in Thiruvallur and Tamil Nadu accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0004451 of Icici Bank Limited for its Jaganathapuram Bc Outlet branch located in Thiruvallur, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Thiruvallur and Ponneri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Jaganathapuram Bc Outlet or Thiruvallur to get the exact IFSC Code ICIC0004451.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Thiruvallur, then it will provide you proper information.

How to Use IFSC Code ICIC0004451 for Online Transfers?

Once you have the IFSC Code ICIC0004451 for the Jaganathapuram Bc Outlet branch of Icici Bank Limited in Thiruvallur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004451. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004451.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Jaganathapuram Bc Outlet in Thiruvallur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Jaganathapuram Bc Outlet, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thiruvallur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Jaganathapuram Bc Outlet, Thiruvallur?

The IFSC Code is ICIC0004451.

Is the IFSC Code ICIC0004451 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Jaganathapuram Bc Outlet?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jaganathapuram Bc Outlet branch?

The address of the branch is Icici Bank Ltd., 2/268, Perumal Koil Street, Jaganathapuram Chathiram, Thiruvallur, Tamil Nadu.600067 located in Thiruvallur, Ponneri, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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