The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Navi Mumbai Kamote, Maharashtra branch in Thane, New Bombay, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ICIC0001486. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Navi Mumbai Kamote, Maharashtra, Thane

Here are the main details that are associated with the IFSC Code ICIC0001486 of Icici Bank Limited for its branch located in Thane, within the district of New Bombay in the state of Maharashtra.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001486
Branch Navi Mumbai Kamote, Maharashtra
City Thane
District New Bombay
State Maharashtra
Address Icici Bank Ltd., Shop No. 28, Pratik Garden, Plot No. 153, 165, Sector 34, Kamothe, Navi Mumbai.410209, Maharashtra

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001486 for the Navi Mumbai Kamote, Maharashtra branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Navi Mumbai Kamote, Maharashtra, Thane, Maharashtra, is provided with a unique IFSC like ICIC0001486 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Thane.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and New Bombay.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Navi Mumbai Kamote, Maharashtra do not get mixed with another location.

Format of the IFSC Code ICIC0001486

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Navi Mumbai Kamote, Maharashtra in Thane.

For example, the IFSC Code ICIC0001486 of Icici Bank Limited for the Navi Mumbai Kamote, Maharashtra branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001486 of Icici Bank Limited for its Navi Mumbai Kamote, Maharashtra branch located in Thane, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Thane and New Bombay, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Navi Mumbai Kamote, Maharashtra or Thane to get the exact IFSC Code ICIC0001486.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Thane, you'll get the correct details.

How to Use IFSC Code ICIC0001486 for Online Transfers?

Once you have the IFSC Code ICIC0001486 for the Navi Mumbai Kamote, Maharashtra branch of Icici Bank Limited in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001486. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001486.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Navi Mumbai Kamote, Maharashtra in Thane may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Navi Mumbai Kamote, Maharashtra, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thane manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Navi Mumbai Kamote, Maharashtra, Thane?

The IFSC Code is ICIC0001486.

Is the IFSC Code ICIC0001486 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Navi Mumbai Kamote, Maharashtra?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Navi Mumbai Kamote, Maharashtra branch?

The address of the branch is Icici Bank Ltd., Shop No. 28, Pratik Garden, Plot No. 153, 165, Sector 34, Kamothe, Navi Mumbai.410209, Maharashtra located in Thane, New Bombay, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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