IFSC Code of Icici Bank Limited, Ambikapur Kharsiya Road, Ambikapur, Chhattisgarh — ICIC0005449

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Ambikapur Kharsiya Road branch in Surguja, Ambikapur, Chhattisgarh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Surguja or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code ICIC0005449. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Ambikapur Kharsiya Road, Surguja

Here are some of the key details that come with the IFSC Code ICIC0005449 of Icici Bank Limited for its branch located in Surguja, within the district of Ambikapur in the state of Chhattisgarh.

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Surguja for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0005449 for the Ambikapur Kharsiya Road branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Ambikapur Kharsiya Road, Surguja, Chhattisgarh, is provided a unique IFSC like ICIC0005449 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Icici Bank Limited branch in Surguja.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Surguja and Ambikapur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Ambikapur Kharsiya Road do not get misguided to another person.

Format of the IFSC Code ICIC0005449

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ambikapur Kharsiya Road in Surguja.

For example, the IFSC Code ICIC0005449 of Icici Bank Limited for the Ambikapur Kharsiya Road branch has these elements, identifying the bank and the branch location in Surguja and Chhattisgarh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0005449 of Icici Bank Limited for its Ambikapur Kharsiya Road branch located in Surguja, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Surguja and Ambikapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Ambikapur Kharsiya Road or Surguja to get the exact IFSC Code ICIC0005449.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Surguja, then it will provide you proper information.

How to Use IFSC Code ICIC0005449 for Online Transfers?

If you have the IFSC Code ICIC0005449 for the Ambikapur Kharsiya Road branch of Icici Bank Limited in Surguja, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0005449. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0005449.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Ambikapur Kharsiya Road in Surguja, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ambikapur Kharsiya Road, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surguja to handle online money transfers and get their cheques cleared smoothly.