There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Rajagangapur, Orissa branch in Sundargarh, Rajagangapur, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Sundargarh or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code ICIC0001471. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Rajagangapur, Orissa, Sundargarh

Here are the main details that are associated with the IFSC Code ICIC0001471 of Icici Bank Limited for its branch located in Sundargarh, within the district of Rajagangapur in the state of Odisha.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001471
Branch Rajagangapur, Orissa
City Sundargarh
District Rajagangapur
State Odisha
Address Icici Bank Ltd., Weekly Market, Main Road, Rajgangapur Sundargarh Dist., Orissa.770017

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Sundargarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001471 for the Rajagangapur, Orissa branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Rajagangapur, Orissa, Sundargarh, Odisha, are given a unique IFSC like ICIC0001471 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sundargarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sundargarh and Rajagangapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Rajagangapur, Orissa goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0001471

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajagangapur, Orissa in Sundargarh.

For example, the IFSC Code ICIC0001471 of Icici Bank Limited for the Rajagangapur, Orissa branch includes these elements, identifying the bank and the branch location in Sundargarh and Odisha accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0001471 of Icici Bank Limited for its Rajagangapur, Orissa branch located in Sundargarh, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Sundargarh and Rajagangapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Rajagangapur, Orissa or Sundargarh to find the exact IFSC Code ICIC0001471.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Sundargarh will provide accurate information.

How to Use IFSC Code ICIC0001471 for Online Transfers?

Once you have the IFSC Code ICIC0001471 for the Rajagangapur, Orissa branch of Icici Bank Limited in Sundargarh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001471. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001471.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Rajagangapur, Orissa in Sundargarh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Rajagangapur, Orissa, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sundargarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Rajagangapur, Orissa, Sundargarh?

The IFSC Code is ICIC0001471.

Is the IFSC Code ICIC0001471 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Rajagangapur, Orissa?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rajagangapur, Orissa branch?

The address of the branch is Icici Bank Ltd., Weekly Market, Main Road, Rajgangapur Sundargarh Dist., Orissa.770017 located in Sundargarh, Rajagangapur, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.