The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Ranastalam branch in Srikakulam, Ranasthalam, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Srikakulam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0007440. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Ranastalam, Srikakulam

Below in the table are the key details related to IFSC Code ICIC0007440 of Icici Bank Limited for its branch located in Srikakulam, within the district of Ranasthalam in the state of Andhra Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0007440
Branch Ranastalam
City Srikakulam
District Ranasthalam
State Andhra Pradesh
Address Icici Bank Ltd., Ground Floor, D.No. 3.33, Opp. Electrical Office, Nh.16, Ranastalam Main Road, Ranastalam.532407, Andhra Pradesh

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Srikakulam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007440 for the Ranastalam branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Ranastalam, Srikakulam, Andhra Pradesh, are allotted a unique IFSC like ICIC0007440 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Srikakulam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Srikakulam and Ranasthalam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Ranastalam reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code ICIC0007440

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ranastalam in Srikakulam.

For example, the IFSC Code ICIC0007440 of Icici Bank Limited for the Ranastalam branch has these elements, identifying the bank and the branch location in Srikakulam and Andhra Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0007440 of Icici Bank Limited for its Ranastalam branch located in Srikakulam, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Srikakulam and Ranasthalam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Ranastalam or Srikakulam to get the exact IFSC Code ICIC0007440.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Srikakulam that will provide accurate information.

How to Use IFSC Code ICIC0007440 for Online Transfers?

Once you have the IFSC Code ICIC0007440 for the Ranastalam branch of Icici Bank Limited in Srikakulam, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0007440. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0007440.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Ranastalam in Srikakulam may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ranastalam, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Srikakulam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Ranastalam Srikakulam?

The IFSC Code of the Ranastalam Srikakulam branch is ICIC0007440.

Is IFSC Code ICIC0007440 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Ranastalam branch?

The branch is located at Icici Bank Ltd., Ground Floor, D.No. 3.33, Opp. Electrical Office, Nh.16, Ranastalam Main Road, Ranastalam.532407, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.