Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Jaynagar Mazilpur branch in South 24 Parganas, Jaynagar Majilpur, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in South 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code ICIC0004649. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Jaynagar Mazilpur, South 24 Parganas

Here are the key points that are associated with the IFSC Code ICIC0004649 of Icici Bank Limited for its branch located in South 24 Parganas, within the district of Jaynagar Majilpur in the state of West Bengal.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004649
Branch Jaynagar Mazilpur
City South 24 Parganas
District Jaynagar Majilpur
State West Bengal
Address Icici Bank Ltd., Jaynagar Majilpur Municipality, P.O. Jaynagar Majilpur, Dist. 24 Pgs S, West Bengal.743337

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in South 24 Parganas for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004649 for the Jaynagar Mazilpur branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Jaynagar Mazilpur, South 24 Parganas, West Bengal, is provided a unique IFSC like ICIC0004649 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in South 24 Parganas.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like South 24 Parganas and Jaynagar Majilpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Jaynagar Mazilpur do not get misguided to another person.

Format of the IFSC Code ICIC0004649

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jaynagar Mazilpur in South 24 Parganas.

For example, the IFSC Code ICIC0004649 of Icici Bank Limited for the Jaynagar Mazilpur branch includes these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004649 of Icici Bank Limited for its Jaynagar Mazilpur branch located in South 24 Parganas, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in South 24 Parganas and Jaynagar Majilpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Jaynagar Mazilpur or South 24 Parganas to find the exact IFSC Code ICIC0004649.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and South 24 Parganas will provide accurate information.

How to Use IFSC Code ICIC0004649 for Online Transfers?

Once you have the IFSC Code ICIC0004649 for the Jaynagar Mazilpur branch of Icici Bank Limited in South 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004649. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004649.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Jaynagar Mazilpur in South 24 Parganas may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Jaynagar Mazilpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in South 24 Parganas to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Jaynagar Mazilpur, South 24 Parganas?

The IFSC Code is ICIC0004649.

Is the IFSC Code ICIC0004649 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Jaynagar Mazilpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jaynagar Mazilpur branch?

The address of the branch is Icici Bank Ltd., Jaynagar Majilpur Municipality, P.O. Jaynagar Majilpur, Dist. 24 Pgs S, West Bengal.743337 located in South 24 Parganas, Jaynagar Majilpur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.