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IFSC Code of Icici Bank Limited, Nishigandha Sahakari Bank Ltd, Pandharpur, Maharashtra — ICIC00NGSBL

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Nishigandha Sahakari Bank Ltd branch in Solapur, Pandharpur, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Solapur or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code ICIC00NGSBL. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Nishigandha Sahakari Bank Ltd, Solapur

Here are the main details that are associated with the IFSC Code ICIC00NGSBL of Icici Bank Limited for its branch located in Solapur, within the district of Pandharpur in the state of Maharashtra.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC00NGSBL
Branch Nishigandha Sahakari Bank Ltd
City Solapur
District Pandharpur
State Maharashtra
Address Shoping Center,Nr-Gajanan Maharaj Sansthan,Pandharpur-413304,Dist Solapur,Maharashtra

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Solapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00NGSBL for the Nishigandha Sahakari Bank Ltd branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Nishigandha Sahakari Bank Ltd, Solapur, Maharashtra, are allotted a unique IFSC like ICIC00NGSBL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Solapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Solapur and Pandharpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Nishigandha Sahakari Bank Ltd reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code ICIC00NGSBL

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nishigandha Sahakari Bank Ltd in Solapur.

For example, the IFSC Code ICIC00NGSBL of Icici Bank Limited for the Nishigandha Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Solapur and Maharashtra accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC00NGSBL of Icici Bank Limited for its Nishigandha Sahakari Bank Ltd branch located in Solapur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Solapur and Pandharpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Nishigandha Sahakari Bank Ltd or Solapur to get the exact IFSC Code ICIC00NGSBL.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Solapur, you'll get the correct details.

How to Use IFSC Code ICIC00NGSBL for Online Transfers?

Once you have the IFSC Code ICIC00NGSBL for the Nishigandha Sahakari Bank Ltd branch of Icici Bank Limited in Solapur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC00NGSBL. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00NGSBL.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Nishigandha Sahakari Bank Ltd in Solapur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Nishigandha Sahakari Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Solapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Nishigandha Sahakari Bank Ltd, Solapur?

The IFSC Code is ICIC00NGSBL.

Is the IFSC Code ICIC00NGSBL permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Nishigandha Sahakari Bank Ltd?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nishigandha Sahakari Bank Ltd branch?

The address of the branch is Shoping Center,Nr-Gajanan Maharaj Sansthan,Pandharpur-413304,Dist Solapur,Maharashtra located in Solapur, Pandharpur, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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