There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Sekkalai Roadkaraikudi branch in Sivaganga, Karaikudi, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Sivaganga or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code ICIC0006069. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Sekkalai Roadkaraikudi, Sivaganga

Here are the key points that are associated with the IFSC Code ICIC0006069 of Icici Bank Limited for its branch located in Sivaganga, within the district of Karaikudi in the state of Tamil Nadu.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0006069
Branch Sekkalai Roadkaraikudi
City Sivaganga
District Karaikudi
State Tamil Nadu
Address Icici Bank Ltd., P.B. No.7, 76, Sekkalai Road, Karaikudi, Sivagangai.630001

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Sivaganga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0006069 for the Sekkalai Roadkaraikudi branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0006069 is given to every bank branch, including Icici Bank Limited located in Sekkalai Roadkaraikudi, Sivaganga, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Sivaganga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sivaganga and Karaikudi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Sekkalai Roadkaraikudi doesn't end up at another location.

Format of the IFSC Code ICIC0006069

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sekkalai Roadkaraikudi in Sivaganga.

For example, the IFSC Code ICIC0006069 of Icici Bank Limited for the Sekkalai Roadkaraikudi branch includes these elements, identifying the bank and the branch location in Sivaganga and Tamil Nadu accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0006069 of Icici Bank Limited for its Sekkalai Roadkaraikudi branch located in Sivaganga, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Sivaganga and Karaikudi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Sekkalai Roadkaraikudi or Sivaganga to get the exact IFSC Code ICIC0006069.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Sivaganga that will provide accurate information.

How to Use IFSC Code ICIC0006069 for Online Transfers?

Once you have the IFSC Code ICIC0006069 for the Sekkalai Roadkaraikudi branch of Icici Bank Limited in Sivaganga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0006069. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0006069.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Sekkalai Roadkaraikudi in Sivaganga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Sekkalai Roadkaraikudi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sivaganga manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Sekkalai Roadkaraikudi, Sivaganga?

The IFSC Code is ICIC0006069.

Is the IFSC Code ICIC0006069 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Sekkalai Roadkaraikudi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sekkalai Roadkaraikudi branch?

The address of the branch is Icici Bank Ltd., P.B. No.7, 76, Sekkalai Road, Karaikudi, Sivagangai.630001 located in Sivaganga, Karaikudi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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