For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Market Streetkottaiyur branch in Sivaganga, Kottaiyur, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Sivaganga or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0006078. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Market Streetkottaiyur, Sivaganga

Below in the table are the key details related to IFSC Code ICIC0006078 of Icici Bank Limited for its branch located in Sivaganga, within the district of Kottaiyur in the state of Tamil Nadu.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0006078
Branch Market Streetkottaiyur
City Sivaganga
District Kottaiyur
State Tamil Nadu
Address Icici Bank Ltd., 687/3, Near Vasantha Maligai Bus Stop, Kottaiyur, Dist. Sivaganga, Tamil Nadu.630106

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Sivaganga for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0006078 for the Market Streetkottaiyur branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Market Streetkottaiyur, Sivaganga, Tamil Nadu, is provided a unique IFSC like ICIC0006078 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Sivaganga.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sivaganga and Kottaiyur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Market Streetkottaiyur do not get misguided to another person.

Format of the IFSC Code ICIC0006078

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Market Streetkottaiyur in Sivaganga.

For example, the IFSC Code ICIC0006078 of Icici Bank Limited for the Market Streetkottaiyur branch includes these elements, identifying the bank and the branch location in Sivaganga and Tamil Nadu accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0006078 of Icici Bank Limited for its Market Streetkottaiyur branch located in Sivaganga, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Sivaganga and Kottaiyur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Market Streetkottaiyur or Sivaganga to get the exact IFSC Code ICIC0006078.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Sivaganga, you'll get the correct details.

How to Use IFSC Code ICIC0006078 for Online Transfers?

Once you have the IFSC Code ICIC0006078 for the Market Streetkottaiyur branch of Icici Bank Limited in Sivaganga, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0006078. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0006078.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Market Streetkottaiyur in Sivaganga may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Market Streetkottaiyur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sivaganga manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Market Streetkottaiyur, Sivaganga?

The IFSC Code is ICIC0006078.

Is the IFSC Code ICIC0006078 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Market Streetkottaiyur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Market Streetkottaiyur branch?

The address of the branch is Icici Bank Ltd., 687/3, Near Vasantha Maligai Bus Stop, Kottaiyur, Dist. Sivaganga, Tamil Nadu.630106 located in Sivaganga, Kottaiyur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.