Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Athikaddu Thekkur branch in Sivaganga, A.Thekkur, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Sivaganga or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0006048. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Athikaddu Thekkur, Sivaganga

Here are the main details that are associated with the IFSC Code ICIC0006048 of Icici Bank Limited for its branch located in Sivaganga, within the district of A.Thekkur in the state of Tamil Nadu.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0006048
Branch Athikaddu Thekkur
City Sivaganga
District A.Thekkur
State Tamil Nadu
Address Icici Bank Ltd., Athikaddu Thekkur Sivaganga Dist.630201

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Sivaganga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0006048 for the Athikaddu Thekkur branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Athikaddu Thekkur, Sivaganga, Tamil Nadu, is provided with a unique IFSC like ICIC0006048 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Sivaganga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sivaganga and A.Thekkur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Athikaddu Thekkur do not get mixed with another location.

Format of the IFSC Code ICIC0006048

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Athikaddu Thekkur in Sivaganga.

For example, the IFSC Code ICIC0006048 of Icici Bank Limited for the Athikaddu Thekkur branch includes these elements, identifying the bank and the branch location in Sivaganga and Tamil Nadu accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0006048 of Icici Bank Limited for its Athikaddu Thekkur branch located in Sivaganga, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Sivaganga and A.Thekkur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Athikaddu Thekkur or Sivaganga to get the exact IFSC Code ICIC0006048.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Sivaganga, then it will provide you proper information.

How to Use IFSC Code ICIC0006048 for Online Transfers?

If you have the IFSC Code ICIC0006048 for the Athikaddu Thekkur branch of Icici Bank Limited in Sivaganga, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0006048. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0006048.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Athikaddu Thekkur in Sivaganga, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Athikaddu Thekkur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sivaganga manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Athikaddu Thekkur, Sivaganga?

The IFSC Code is ICIC0006048.

Is the IFSC Code ICIC0006048 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Athikaddu Thekkur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Athikaddu Thekkur branch?

The address of the branch is Icici Bank Ltd., Athikaddu Thekkur Sivaganga Dist.630201 located in Sivaganga, A.Thekkur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.