There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Alm Streetpaganeri branch in Sivaganga, Paganeri, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Sivaganga or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code ICIC0006103. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Alm Streetpaganeri, Sivaganga

Here are the main details that are associated with the IFSC Code ICIC0006103 of Icici Bank Limited for its branch located in Sivaganga, within the district of Paganeri in the state of Tamil Nadu.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0006103
Branch Alm Streetpaganeri
City Sivaganga
District Paganeri
State Tamil Nadu
Address Icici Bank Ltd., 5/66, Pr, A.L.M. Street, Paganeri Sivaganga Dist.630558

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Sivaganga for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0006103 for the Alm Streetpaganeri branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Alm Streetpaganeri, Sivaganga, Tamil Nadu, is provided a unique IFSC like ICIC0006103 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Sivaganga.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sivaganga and Paganeri.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Alm Streetpaganeri do not get misguided to another person.

Format of the IFSC Code ICIC0006103

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Alm Streetpaganeri in Sivaganga.

For example, the IFSC Code ICIC0006103 of Icici Bank Limited for the Alm Streetpaganeri branch includes these elements, identifying the bank and the branch location in Sivaganga and Tamil Nadu accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0006103 of Icici Bank Limited for its Alm Streetpaganeri branch located in Sivaganga, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Sivaganga and Paganeri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Alm Streetpaganeri or Sivaganga to get the exact IFSC Code ICIC0006103.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Sivaganga that will provide accurate information.

How to Use IFSC Code ICIC0006103 for Online Transfers?

Once you have the IFSC Code ICIC0006103 for the Alm Streetpaganeri branch of Icici Bank Limited in Sivaganga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0006103. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0006103.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Alm Streetpaganeri in Sivaganga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Alm Streetpaganeri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sivaganga to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Alm Streetpaganeri Sivaganga?

The IFSC Code of the Alm Streetpaganeri Sivaganga branch is ICIC0006103.

Is IFSC Code ICIC0006103 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Alm Streetpaganeri branch?

The branch is located at Icici Bank Ltd., 5/66, Pr, A.L.M. Street, Paganeri Sivaganga Dist.630558.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.