The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Misrikh Cum Neemsar branch in Sitapur, Sitapur, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Sitapur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0003214. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Misrikh Cum Neemsar, Sitapur
Below in the table are the key details related to IFSC Code ICIC0003214 of Icici Bank Limited for its branch located in Sitapur, within the district of Sitapur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0003214 |
| Branch | Misrikh Cum Neemsar |
| City | Sitapur |
| District | Sitapur |
| State | Uttar Pradesh |
| Address | Icici Bank Ltd., Sitapur Hardoi Road, Misrikh,Dist. Sitapur,Uttar Pradesh.261401 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Sitapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0003214 for the Misrikh Cum Neemsar branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Misrikh Cum Neemsar, Sitapur, Uttar Pradesh, is provided a unique IFSC like ICIC0003214 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Sitapur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Sitapur and Sitapur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Misrikh Cum Neemsar do not get misguided to another person.
Format of the IFSC Code ICIC0003214
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Misrikh Cum Neemsar in Sitapur.
For example, the IFSC Code ICIC0003214 of Icici Bank Limited for the Misrikh Cum Neemsar branch has these elements, identifying the bank and the branch location in Sitapur and Uttar Pradesh correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0003214 of Icici Bank Limited for its Misrikh Cum Neemsar branch located in Sitapur, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Sitapur and Sitapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Misrikh Cum Neemsar or Sitapur to get the exact IFSC Code ICIC0003214.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Sitapur, then it will provide you proper information.
How to Use IFSC Code ICIC0003214 for Online Transfers?
Once you have the IFSC Code ICIC0003214 for the Misrikh Cum Neemsar branch of Icici Bank Limited in Sitapur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0003214. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0003214.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Misrikh Cum Neemsar in Sitapur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Misrikh Cum Neemsar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Sitapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Misrikh Cum Neemsar Sitapur branch is ICIC0003214.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Sitapur Hardoi Road, Misrikh,Dist. Sitapur,Uttar Pradesh.261401.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.