Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Nahan branch in Sirmaur, Nahan, Himachal Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Sirmaur or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0000628. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Nahan, Sirmaur

Here are the key points that are associated with the IFSC Code ICIC0000628 of Icici Bank Limited for its branch located in Sirmaur, within the district of Nahan in the state of Himachal Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000628
Branch Nahan
City Sirmaur
District Nahan
State Himachal Pradesh
Address Icici Bank Ltd., 295-7, Jagat Agencies Mall Road, Near Yashwant Chownk Nahan, Himachal Pradesh.173001

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Sirmaur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000628 for the Nahan branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0000628 is given to every bank branch, including Icici Bank Limited located in Nahan, Sirmaur, Himachal Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Sirmaur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sirmaur and Nahan.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Himachal Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Nahan doesn't end up at another location.

Format of the IFSC Code ICIC0000628

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nahan in Sirmaur.

For example, the IFSC Code ICIC0000628 of Icici Bank Limited for the Nahan branch includes these elements, identifying the bank and the branch location in Sirmaur and Himachal Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000628 of Icici Bank Limited for its Nahan branch located in Sirmaur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Sirmaur and Nahan, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Nahan or Sirmaur to get the exact IFSC Code ICIC0000628.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Sirmaur, you'll get the correct details.

How to Use IFSC Code ICIC0000628 for Online Transfers?

Once you have the IFSC Code ICIC0000628 for the Nahan branch of Icici Bank Limited in Sirmaur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0000628. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000628.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Nahan in Sirmaur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Nahan, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sirmaur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Nahan, Sirmaur?

The IFSC Code is ICIC0000628.

Is the IFSC Code ICIC0000628 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Nahan?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nahan branch?

The address of the branch is Icici Bank Ltd., 295-7, Jagat Agencies Mall Road, Near Yashwant Chownk Nahan, Himachal Pradesh.173001 located in Sirmaur, Nahan, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.