IFSC Code of Icici Bank Limited, Totu, Tutu Bazar, Himachal Pradesh — ICIC0007473

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Totu branch in Simla, Tutu Bazar, Himachal Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Simla or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0007473. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Totu, Simla

Here are the main details that are associated with the IFSC Code ICIC0007473 of Icici Bank Limited for its branch located in Simla, within the district of Tutu Bazar in the state of Himachal Pradesh.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Simla for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007473 for the Totu branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Totu, Simla, Himachal Pradesh, is provided with a unique IFSC like ICIC0007473 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Simla.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Simla and Tutu Bazar.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Himachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Totu do not get mixed with another location.

Format of the IFSC Code ICIC0007473

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Totu in Simla.

For example, the IFSC Code ICIC0007473 of Icici Bank Limited for the Totu branch includes these elements, identifying the bank and the branch location in Simla and Himachal Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0007473 of Icici Bank Limited for its Totu branch located in Simla, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Simla and Tutu Bazar, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Totu or Simla to get the exact IFSC Code ICIC0007473.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Simla, you'll get the correct details.

How to Use IFSC Code ICIC0007473 for Online Transfers?

Once you have the IFSC Code ICIC0007473 for the Totu branch of Icici Bank Limited in Simla, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0007473. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0007473.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Totu in Simla, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Totu, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Simla to handle online money transfers and get their cheques cleared smoothly.