The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Nankhari branch in Simla, Nankheri, Himachal Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Simla or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0007919. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Nankhari, Simla

Here are the key points that are associated with the IFSC Code ICIC0007919 of Icici Bank Limited for its branch located in Simla, within the district of Nankheri in the state of Himachal Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0007919
Branch Nankhari
City Simla
District Nankheri
State Himachal Pradesh
Address Icici Bank Ltd., Thakur Building, Vpo Nankhari, Tehsil Nankhari, Dist. Shimla, Himachal Pradesh.172021

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Simla for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007919 for the Nankhari branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Nankhari, Simla, Himachal Pradesh, are given a unique IFSC like ICIC0007919 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Simla.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Simla and Nankheri.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Nankhari goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Himachal Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0007919

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nankhari in Simla.

For example, the IFSC Code ICIC0007919 of Icici Bank Limited for the Nankhari branch includes these elements, identifying the bank and the branch location in Simla and Himachal Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0007919 of Icici Bank Limited for its Nankhari branch located in Simla, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Simla and Nankheri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Nankhari or Simla to get the exact IFSC Code ICIC0007919.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Simla that will provide accurate information.

How to Use IFSC Code ICIC0007919 for Online Transfers?

If you have the IFSC Code ICIC0007919 for the Nankhari branch of Icici Bank Limited in Simla, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0007919. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0007919.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Nankhari in Simla, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Nankhari, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Simla to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Nankhari, Simla?

The IFSC Code is ICIC0007919.

Is the IFSC Code ICIC0007919 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Nankhari?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nankhari branch?

The address of the branch is Icici Bank Ltd., Thakur Building, Vpo Nankhari, Tehsil Nankhari, Dist. Shimla, Himachal Pradesh.172021 located in Simla, Nankheri, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.