IFSC Code of Icici Bank Limited, Mashnoo, Rampur, Himachal Pradesh — ICIC0004426

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Mashnoo branch in Simla, Rampur, Himachal Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Simla or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0004426. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Mashnoo, Simla

Here are the main details that are associated with the IFSC Code ICIC0004426 of Icici Bank Limited for its branch located in Simla, within the district of Rampur in the state of Himachal Pradesh.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Simla for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004426 for the Mashnoo branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Mashnoo, Simla, Himachal Pradesh, are allotted a unique IFSC like ICIC0004426 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Simla.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Simla and Rampur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Mashnoo reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.

Format of the IFSC Code ICIC0004426

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mashnoo in Simla.

For example, the IFSC Code ICIC0004426 of Icici Bank Limited for the Mashnoo branch includes these elements, identifying the bank and the branch location in Simla and Himachal Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004426 of Icici Bank Limited for its Mashnoo branch located in Simla, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Simla and Rampur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Mashnoo or Simla to find the exact IFSC Code ICIC0004426.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Simla will provide accurate information.

How to Use IFSC Code ICIC0004426 for Online Transfers?

Once you have the IFSC Code ICIC0004426 for the Mashnoo branch of Icici Bank Limited in Simla, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004426. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004426.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Mashnoo in Simla, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Mashnoo, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Simla to handle online money transfers and get their cheques cleared smoothly.